Mortgage Lenders in Kirkland, WA

“I had an excellent experience working with Kevin and his EquitySmart Home loans team throughout the entire mortgage process.
My realtor recommended Kevin and from are very first conversation, they were professional, knowledgeable, and genuinely committed to helping me find the best mortgage solution for my needs.
What stood out most was how personable he was and his natural ability to explain complex information clearly and patiently, making what can often be an overwhelming process feel manageable and straightforward. He always made time for my questions and was quick to respond with thorough answers and honest advice.
Kevin also went above and beyond to ensure everything stayed on track, keeping me informed every step of the way and working proactively with lenders and other parties to make the process as smooth as possible.
Thanks to his guidance and support, I now feel confident and secure in my new home. I would highly recommend Kevin and his team to anyone looking for a trustworthy and efficient mortgage advisor.”

“This wasn't our first mortgage but it was the first time we realize how much of a different a great lender can make. Dan has been very communicative and reliable throughout the process. We went through multiple options while Dan and his team working efficiently to make sure we could secure a loan we are comfortable with. He really made a process that was stressful in hindsight went by smoothly. I'd totally recommend Dan to anyone looking for a mortgage.”

“Cheryl Hubble helped me with my homebuying process. She as great at answering all my questions and giving me advice on not only the purchase but things to do and not do in the months prior to the purchase. She was very quick to respond and was professional and helpful.”

“Things have been tricky in the mortgage market lately but Dave successfully navigated us through to a great mortgage despite the complexity of our needs. His access to so many markets made a huge difference in the rate we got. Really great experience and he will be our go to guy from now on.”

“Joshua White with Home Trust loans made our loan process extremely straightforward. Him and his team were able to get us a competitive rate, and were communicative and easy to work with throughout the entire process.”

“We bought our first home and refinanced with Jessica and both experiences were outstanding. Jessica walked us through the long and at times confusing process of home buying/refinancing and she was always available to answer our questions.”

“Daniel’s team was excellent to work with. They built up a plan for us to help secure our first condo at a reduced interest rate. His team went over all of our options and made sure we understood all the information before proceeding. Daniel was great at keeping us in the loop on any updates with our loan and from the seller’s loan officer as well. We will most definitely return to Daniel and his team on future property purchases.
Thank you, Daniel!”

“As a real estate team, we recently had the pleasure of working with the Pierce Rankin with the Winter Rankin Team from Fairway Mortgage. We cannot express enough how exceptional his service was throughout the entire process. From the initial stages to the closing, everything went incredibly smoothly, thanks to his expertise and dedication.

Communication is key in our industry, and Pierce truly excelled in this aspect. He provided us with regular updates at every step of the way, ensuring that we were always informed and aware of the progress of our clients' loan. His responsiveness was remarkable – whenever we had a question or needed clarification, they were quick to respond, alleviating any concerns we may have had.

One aspect that stood out to us was his proactive approach to communication. He didn't wait for us to reach out; instead, he provided updates before we even had to ask. This proactive communication helped streamline the entire process and demonstrated their commitment to providing excellent service.

Thanks to Pierce Rankin's diligence and attention to detail, our clients were able to close their loan with ease and confidence. The seamless experience they provided not only impressed us but also left a lasting impression on our clients. We have no hesitation in recommending his team to anyone in need of mortgage services.

It was an overall wonderful experience, and we are grateful for his expertise, professionalism, and dedication. He truly went above and beyond to ensure a smooth and successful outcome for our clients, and we look forward to collaborating with him again in the future.”

“Tristar is truly a distinctive lender. They provide best rates and guide you through all potential roadbumps. Everyone we worked with (Marcos, Brittany, Ashley, Hailey, Patrick, Seth) made sure that we progressed towards closing. They made sure that underwriting was provided all the information timely so that we were able to waive financing contingency when the seller asked us to waive the contingency. When we had another problem with a small appraisal fix, they were able to come up with a solution very quickly. Tristar is very easy to work with, full of solutions (so long as you are reasonable and not attempting to fraud), and unbelievably supportive.Special shout out to Seth! Even though he is the CEO, he is easily reachable and he knows all of the details about your loan. He is someone any borrower would want in his/her corner. He tells what he can do and he comes through. He knows everything about the industry and makes sure you are covered.If you get a quote from Tristar and find it competitive, don’t look anywhere else. They know what they are doing.”

“We went to Adrian Webb for our mortgage needs (as VA lenders) and he and his team (especially Hailey) were absolutely incredible. We moved from Chicago to Seattle and they were all available whenever we needed them or had a question. They constantly went above and beyond for us and couldn’t recommend this team any more. For all of your mortgage needs you should absolutely consider this team!”

“Rebekah McCandless with NAF was such a great communicator and worked hard to make everything a team effort for a great experience for our mutual client. Very happy to have met her and our client felt taken care of.”

“I have known and worked with Eyal for several years and he is an amazing lender! He has more than 2 decades of industry experience and is always the savior for difficult loans.I would highly recommend him.”

“Tyson Walker – Fantastic support and service, from introductory call until closing.

I was referred to Tyson by my realtor under unusual circumstances. We were buying a home in the Seattle-Tacoma area, about which we knew little, remotely from Tennessee. On top of that, I am a first time home buyer. My work makes me comfortable with both numbers and legal documents; but anything connected to real estate and mortgages were completely unfamiliar to me. The only thing that made our situation easier was that we were not at all trying to stretch into the most house we could buy; just the opposite, we were targeting about a home price about 2/3 of what we qualified for. Still, the long and the short is that I was going to need a lot both hand-holding and straight talk to navigate all the ins and outs.

Even before pre-qualifying, Tyson talked round numbers with me in some detail, explaining the key metric of debt-to-income (DTI) ratio, which helped me to understand that we should pre-qualify for full amount that our income would support without stretching. He set me up to use the Fairway prequalification site, and within a few hours, my realtor had creds for me to deal with sellers’ realtors, easily at the price point of 2/3 of our pre-qualified amount.

After a few weeks, we’d identified and put an offer on a house in Auburn just north of Game Farm Park, clean, quiet, open floor plan, good bones, and so much green compared to Tennessee.

That’s when all the paperwork started.

I quickly figured out that all the long, baked paragraphs of legal prose were not worth reading because they weren’t negotiable anyway. But how every blank was being filled in was important. That’s a lot of blanks Tyson walked me through, over three rounds of standard disclosures, many perfunctory but several led to many questions, each of which Tyson answered fully, sometimes having to do a little research.

We also walked through a few rounds of amortization schedules, to help me determine what kind and term of mortgage made sense. We ultimately settled on 20-year fixed conventional, as a good trade-off of quicker pay-down of principal vs. maintaining a low monthly DTI. And then there were points, as I learned from Tyson, a way of pre-paying some interest in order to get a lower rate. Again, Tyson supplied a rich set of numbers, so that I could see that points would pay for themselves in three years, and then we’d benefit from paying a lot less interest overall. Not good for folks not planning to stay in a house that long, or looking to refinance sooner, but great for us.

Oh, and then there’s what a title company is and what they do. That all had to be explained by Tyson, and then Tyson and team interacted with the seller’s title company smoothly, glitch-free.

Right up to the last minute, Tyson made changes to the way blanks were filled-in as needed. Commonly, home insurance, property taxes and HOA dues are paid to the title company for the term of the mortgage. But I saw that as unreasonable, the title company having use of our money, about $3K per year averaged, interest free. When I asked about it, Tyson explained the possibility of an escrow waiver for what turned out to be a modest fee, and that change was done days before closing.

From the time we made an offer until closing was all of five weeks. Notwithstanding the rapid pace, and the added complexity of us being 2,400 miles away, Tyson was always on top of things, and combined precise professionalism and patience with the real-estate newbie with a great sense of humor.

I give Tyson Walker the highest recommendation!”