-
April 2024 by Jennifer Smith
Tom Kulis and Adam Armstrong handled our complex VA mortgage with efficiency and relative ease. We wanted to close on our new house in 30 days and they made it happen! Highly recommend.
-
April 2024 by Sarra H
Tom was great with communication every step of the way! He helped us through every step of the homebuying experience and I would ABSOLUTELY recommend him to anyone looking for a great lender to work with! It was a pleasure working with him and Melissa both!
-
February 2024 by Aaron Bolyard
Adam and his team were wonderful. They went above and beyond what was expected. I can tell Adam cares about his clients. I was not simply another number. Would highly recommend their services to anyone looking to buy, refinance, or any other service you all may provide. Again, thank you for all your help.
-
January 2024 by Heather Anne Cox
Adam and the Atlantic Bay Mortgage team were beyond helpful during the process of buying my very first home. Closing in such a short period of time and handling all that's necessary was so impressive - all thanks to Adam!
-
November 2023 by Keith
Tom made the experience seem so easy. I would highly recommend him to anyone getting a mortgage.
-
August 2023 by Rubius Avonside
I have bought two hoses threw Atlantic Bay Mortgage Group at this point and they have never disappointed. They offer great customer service, and they have always answered all my questions no matter how ridiculous they might be. Thank You so much Adam for your professionalism and your patience.
-
July 2023 by Google user
I have bought two hoses threw Atlantic Bay Mortgage Group at this point and they have never disappointed. They offer great customer service, and they have always answered all my questions no matter how ridiculous they might be. Thank You so much Adam for your professionalism and your patience.
-
June 2023 by Brendan Lewis
Adam was fantastic! He made a point to reach out to me often though out the home buying process. Whenever I had a question, he was happy to answer and if I could not reach him, he was very quick to respond. All around great customer service!
-
June 2023 by Kellie Gilbert
Tom and his staff made my home buying process a breeze. He handled everything professionally and timely. I highly recommend Atlantic Bay!
-
June 2023 by Sheridan McFalls
Just bought a house through this office, and I am very impressed with them. Adam and Melissa were super helpful, and made the whole process very streamlined and easy. Very friendly people here; I highly recommend them to everyone!
-
June 2023 by Gail Brislin
It was great working with Tom Kulis at Atlantic Bay. He made my experience with getting a mortgage very easy.
-
June 2023 by Christopher Elliott
Tom and Melissa were very helpful and insightful!
-
June 2022 by Karl Fotland
Tom Kulis at Atlantic Bay Mortgage handled our loan. Great services from start to finish. Kept us informed every step of the way. If we had any questions they were answered in a timely fashion. Made the process very smooth. Would highly recommend his services.
-
June 2022 by Jackie McClanahan
The team at Atlantic Bay is top notch! This can be such a stressful and confusing process but they are there every step of the way to inform you of what is going on, what's to come, and to explain anything you have questions about!
-
June 2022 by David Rhodes
Tom Kulis and his Atlantic Bay Mortgage Team in Radford, Virginia did a very professional and efficient job for my wife and I when we refinanced our home. Tom and his team are very friendly and informative about the loan and mortgage process. Best mortgage experience and highest recommendation for real estate and mortgage needs in the New River Valley. When buying or purchasing a home, it is one of the largest financial decisions one will ever make - Tom and the Atlantic Bay team provide important date for the customers to make an informed decision. No pressure, - just great service and results.