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February 2024 by Darin Strong
I've been in the real estate industry over a decade and have professional and personal experience with many lenders, traditional and non-traditional. Restoration Capital is honest, efficient and extremely professional. I have used them more than one time and look forward to more deals in the future. If you are looking for lending, look no further!
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February 2024 by Izcande Enterprises LLC
Restoration Capital is my first experience in this type of transaction and I never believe this can happen te way like was, Im surprise how professional and faster team they are... Thanks so much Restoration Capital is a company that you can believe they are the best! Thanks so much and God bless all of you
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November 2023 by Shawn Taylor
Restoration Capital has proven to be an invaluable partner for real estate investors engaged in property flipping. As a hard money lender, their commitment to originating and servicing private equity-based loans is evident from my recent experiences with them. From the outset, Restoration Capital distinguished themselves through swift and efficient loan processing. Their streamlined procedures allowed for quick pre-approval letters, enabling me to seize opportunities in the competitive real estate market of Northern Virginia. The team's responsiveness and clear communication throughout the lending process contributed significantly to a smooth and stress-free experience. The Loan Origination Manager, Andrew Sterling seemed to always be accessible and answered all of my questions, generally within minutes of me asking them. One of the key advantages of working with Restoration Capital is their understanding of the unique challenges faced by real estate investors. Their flexible loan terms and competitive interest rates demonstrate a commitment to fostering mutually beneficial partnerships. Moreover, their willingness to customize solutions based on individual project needs showcases a level of adaptability that is crucial in this business.In the realm of hard money lending for property flipping, Restoration Capital stands out as a reliable and supportive ally. Their professionalism, responsiveness, and tailored financial solutions make them a go-to choice for real estate investors seeking a dependable partner in their ventures. I wholeheartedly recommend Restoration Capital for their expertise in facilitating successful property flips through strategic and investor-friendly financing.
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November 2023 by Steve Gelfound
My recent experience with Restoration Capital was outstanding. Their prompt response and transparent communication set the tone for a positive experience, and I genuinely look forward to working with Brian and his team again as soon as I get my next deal under contract. The team's professionalism and expertise were evident as they demonstrated a passion for their work, ensuring precision and attention to detail from start to finish. Their commitment to customer satisfaction was apparent through open communication, addressing concerns promptly and providing regular updates on my loan request.Efficiency seems to be a hallmark of Restoration Capital. Despite the complexity of my project, they adhered to agreed timelines without compromising quality. The pricing structure was fair and transparent, with no hidden fees. Restoration Capital's integrity and commitment to delivering quality loan products designed for investors make them a standout choice for private equity-based loans. I highly recommend them and would gladly engage their services again. Thank you to the entire team for a seamless and successful experience.
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September 2023 by DC Summers
Restoration Capital came through for me on a 4 day close!I had many HMLs say they could close in 14 days. They all struggled to perform.last minute I was introduced to Restoration Capital by a wholesaler, the rest was quick and easy (as easy as a 4 day close can be ?).They will be my go to from now on, I’ll also make sure I give them more than 4 days notice.
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September 2023 by Lee
Brian is awesome !!! I am very impressed he is capable and quick response to help to solveone emergency loan within 1 hour so my buyer can close the loanon time. You can count on Brian for getting a loan, he is very reliable and very smart to help. Thank you Brian for being a wonderful loan officer !!!
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August 2023 by Andy Sapora
I was referred to Restoration Capital after one of the nation’s largest private lenders was unable to structure a solution to the predicament my father found himself in. Last month, my Dad used a substantial amount of his retirement account to purchase the house next door to mine so that he and my mom could be nearby for their remaining decades. In order to make the purchase in a competitive market, we agreed he should use all cash in order to get the property quickly and then rent the property out while he and my Mom prepared for the big move over the following year. But buying it with cash would mean pulling out a large portion of their remaining retirement principal. Unfortunately, we didn’t realize how much of his funds were in qualified retirement accounts which would be taxed as income for the year. His accountant warned him that this would mean severe IRS related penalties he would incur if those funds were not returned to his retirement account as a rollover within 60 days. By the time we realized this, it was really too late to find any kind of traditional credit line or HELOC on the property.In an effort to help my Dad, I was scrambling to find a lender who could help him pull cash back out of the property, but we needed the loan to happen quickly, as in within a matter of days. Not only that, our deadline came at the end of the month when lenders are especially busy AND during the 4th of July holiday weekend. Still, Brian Castel and his team worked through the weekend to provide the support and guidance we needed to make an informed decision. Several conference calls took place, and no pressure was ever used to sell us a loan that didn't meet the required objectives. They presented us with multiple scenarios, all of which sounded like a relief, considering how bleak things had seemed for my Dad before we called them. Based on their calm reassurance and their willingness to patiently let my Dad sort out his needs and priorities, we decided to move forward with the team at Restoration Capitol. After that, it was just a matter of making sure the plan we chose from their options was the right one for my Dad’s situation.After speaking with both my Dad's Accountant and Financial Advisors we zeroed in on the final loan amount and repayment structure that would work for my parents' plans to move into their new home. Restoration Capital was able to close a complex loan using common sense underwriting in just a few business days. They said they were available 24/7 and they meant it… on the day of the closing, my title company told me they’d had trouble getting the closing documents from the mobile notary in time to get them to Brian. It was about 8:30pm and they figured he’d be done for the day so they weren’t going to bother to send them until the next morning (the day of our deadline!) I told them “No, send them! Brian will be there! I promise!” Sure enough, after they sent them, the final approval came back from Brian within minutes. This left me with much more peace of mind for the night, since the only thing left to do in the morning would be to make the final transfer and deposit the rollover into the IRA. This extra willingness was a huge reassurance to both me and my parents. In so many ways, Restoration Capital literally "Saved the Day” for us and I cannot thank them enough. I highly recommend this company - they are far more than a traditional hard /private money lender and the experience of Restoration Capital shined through when structuring and funding this loan.
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June 2023 by Magnum Home Services
Just wanted to provide a special shout out to the Restoration Capital team! Brian and Andrew were SPECTACULAR! The entire process from initial intro call to follow up to finalization of my transaction went seamless and extremely smooth. Brian has been super supportive and very communicative throughout the process and Andrew has been exceptional with his daily updates and willingness to assist with closing procedures. I highly recommend this fine organization to any investor or business owner looking to exceed in their real estate ventures. Thank you gusy for an expedited and worry free experience. I appreciate you!
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June 2023 by Marti Watson
Restoration Capital is amazing, they closed in 4 days on a renovation purchase. They are always available and ready; they explained the process and loan terms quickly and efficiently and we won and got our lake house in a highly competitive situation. I can't say enough good things about Brian and the whole team.
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April 2023 by JD Rutherford
my experience with restoration capital and Andrew Sterling was to say the least, fantastic! The underwriters were the first ones I've encountered that were more concerned with getting the loan done and not asking for insignificant un-necessary paperwork and were able to close the loan in a much quicker time frame than the normal invasive process I've dealt with in the past. I can see my self sending most or all my future deals their way assuming they have the programs that fit that particular situation...Thank you again..JDR
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April 2023 by Kenyatta D. Donley
Andrew Sterling was my loan originator and I can not say enough about him as he guided me through this process.As a relative newbie investor Andrew patiently answered my questions, provided constant communication and updates and was available evenings, weekends, practically whenever I had a concern.Andrew also helped worked through some title issues on my property when others told me to give them a call once I had it figured.Andrew even advised me on potential deals that I was considering and provided financing options.I would 100% recommend Andrew and Restoration Capital and use them in the futureMr. Kenyatta D. DonleyDonley Property and Investment Holdings"I will find a way, or make one"- Hannibal
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December 2022 by Antonio Brown
Restoration Capital is amazing to work with. Andrew, Brian and Chantel are great to work with. They are very professional and respond to your questions in a timely manner. I would recommend Restoration Capital to newly and experienced investors.Thank You!!!
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October 2022 by Alejandro Meriles
Best local lender in the DMV area! I’ve been doing business with Restoration Capital for the last two years and they have been a key part in the growth of my business. These guys are professionals, but most importantly, they will do everything possible to help finance your project. Couldn’t be happier with their service and speed! If you are looking to work with a responsible and trustworthy lender then look no further. 100% recommended!
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October 2021 by Thomas Thou
My company has been working with Restoration Capital for more than 10 years and have only had positive experiences throughout. They are my go-to Lender and have always been honest, transparent and Borrower friendly. They don't play games and constantly analyze, commit and fund my loan requests within days. Their fix and flip products are simple to use and their 30-year fixed rate, rental products are in line with industry standard but easier to qualify for when compared to banks. Brian and his team are second to known in the region. I highly recommend Restoration Capital.
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October 2020 by Rex Regner
The team at Restoration Capital have been amazing. I am a new client and they treated my business like we've worked forever. The process was amazing and hassle free. I've worked with other institutional lenders before and the process can be quite daunting at times. The most important part besides their service is the terms. They were extremely competitive and it was an easy decision. I plan to utilize their funding as more and more deals come in.
