NMLS #201909 | Member FDIC | Equal Housing Lender. My business philosophy is simple: Let me save you...TIME...MONEY...and EFFORT! I look forward to putting my 20+ years of financial experience to work for you. What I love about working in the mortgage industry is helping people achieve their dream of homeownership, and I've already helped over 1,000 families and individuals achieve their goal. The hardest part of the mortgage process is understanding all of the different options and requirements. I will educate you about these requirements, keep you up-to-date about current market conditions, and stay in constant communication with you throughout the loan process.