F&M Bank is a dynamic regional bank located in Middle Tennessee and Southern Kentucky, and is one of the top independent banks in Tennessee, based on asset size, headquartered in Clarksville. F&M Bank operates full-service banking offices in Christian (Kentucky), Dickson, Montgomery, Putnam, Robertson, Sumner, Stewart, and Wilson counties. Whether you need Personal Banking Services or Business Banking Services, whatever it takes to realize your financial goals and dreams, we are here to help you!