“A lot of comments are mad at 1FBUSA for charging an annual fee. They extended credit to you when no one else would, which is why you signed up for their card in the first place. Either pay the annual fee, or cancel the card and take the small hit to your average account age. Stop complaining online that you have to pay the annual fee because you cant cancel the card- that is a false statement. Its true their card doesnt offer cash back. But they helped you build your credit when no one else would! Now you qualify for cash back cards, because this bank helped you build credit.”
Banks
Banks
“A lot of comments are mad at 1FBUSA for charging an annual fee. They extended credit to you when no one else would, which is why you signed up for their card in the first place. Either pay the annual fee, or cancel the card and take the small hit to your average account age. Stop complaining online that you have to pay the annual fee because you cant cancel the card- that is a false statement. Its true their card doesnt offer cash back. But they helped you build your credit when no one else would! Now you qualify for cash back cards, because this bank helped you build credit.”