M-O Federal Credit Union is a not-for-profit financial institution owned and operated by its members for the benefit of all who belong. M-O FCU serves Federal and Postal employees and their families. Our main purpose is to provide financial services and products to our members in a pleasant and friendly atmosphere. Upon joining you become a member-owner.
We pride ourselves in the personalized service you receive at your member-owned credit union. The credit union concept is a simple one - members pool their savings and then make low-interest loans to each other. As a not-for-profit financial service cooperative, credit unions return earnings to their members in the form of dividends, competitive rates, and low to no service fees.