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November 2023 by Realtor Rainbow Moore
I have had several buyer transactions that went nothing short of awesome with Palmetto State Home Mortgage. Alex, Jessica and Laura are all excellent communicators and go out of their way to ensure a smooth transaction for all parties. They even come to the closing table to help support our client(s). If you are looking for a loan officer you won't be disappointed in Palmetto State Home Mortgage. Let them help you find the right loan to fit all your unique needs.
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November 2023 by Margaret Bleitz
I have had the privilege to introduce several Clients to Palmetto State Home Mortgage. As a Realtor it is important that my Clients are represented by an experienced, kind, proficient and thorough Lending Team. Jessica Bagwell and Laura Ramsey are exactly that! These two will get your Clients loan started, hurdles jumped(sometimes without me or the Client knowing), and closing completed. The most unique part of their loan process is the after closing updates. Emails to remind the Client the first payment is due and reminders to update the SC Tax Exemption from 6% to 4%. Jessica and Laura are a first class Team....you wont be disappointed! Thank You Ladies, looking forward to our next transaction!
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November 2023 by Abey Finley
Shawn is the absolute BEST there is!! He made the home buying process so easy for me! He and his team genuinely cared for me and my family and went above and beyond to make our dream a reality! I can not thank him enough for all the selfless acts he provided on my account so that we could close on our home. I will NOT use anyone else or recommend anyone else but him and his team at Palmetto State Home Mortgage. No matter what questions I had or what time I was asking them, he always had a response. He was polite and direct and let me know exactly what needed to happen to get me in my on home. I can not THANK him enough!!!!
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October 2023 by Quinton Mills
Laura Ramsey is the best Loan Officer I have had the pleasure of working with. She is very dedicated to making sure all steps on the loan process is completed properly and professionally. She does a phenomenal job communicating and keeping everyone informed. I had the best experience with Laura and I would recommend her 100% if you are searching for a loan officer!!
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September 2023 by Daniel Moore
I cannot thank Laura and Jessica enough at how professional and prompt they were during my first home buying process. I was nervous that I would give up, but palmetto state home proved me wrong. Laura is AMAZING at her job. She knew I had difficulty getting certain docs and went out of her way making many phone calls to get the job done. My relators mentioned how well Jessica was quick with getting back to them about certain items which made the process go smoothly and quick! If I can give more than five stars, palmetto state home definitely deserves more.
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August 2023 by Tonya Brown
Absolutely the BEST, HANDS DOWN Mortgage Company. Shawn, you are the BEST at doing what you do. I have bought and sold like 5-6 different homes in my life and I can ASSURE YOU, Shawn will do you right. Just give them a call. Ally is WONDERFUL also. They just handled it ALL. NO HASSLE for me AND the BEST rate.
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August 2023 by Donna Chambless
Buying our home was an adventure for sure! After working with another mortgage company for months and still not being able to close, we changed to Palmetto State Home Mortgage and Alex was able to get us closed quickly, and with the best possible interest rate. Highly recommend this team!
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August 2023 by Billy Floyd
I told myself that I would never buy another home since the first 4 homes I bought was a headache to get to closing. Even though I had good credit they seem to always want something else from me causing closing to get delayed. I sold my last home last year and moved into an apartment thinking this will be fine living in an apartment. Well after 9 months I started thinking about maybe buying another home but really did not want to go thru another headache of buying. My Realtor referred me to Shawn and his team at Palmetto State Mortgage. After speaking to Shawn he made it seem easy with him so I gave him a shot. He put me with Tere and she went to work. It was absolutely the easiest and fastest buying process that I have ever went thru. It was very simple with them, they asked me for documents up front and Shawn and Tere did the rest. In fact we closed right when they said we would on my contract. All my other homes were always delayed for weeks but not with Palmetto Mortgage. They stood behind what they said they would and we closed on time!!!! I HIGHLY recommend Shawn and his team at Palmetto State Mortgage to anyone and everyone who is in the market to buy a new home. I am a 1000% satisfied!!!!! Thank You Shawn and Tere!!!
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July 2023 by T Death
Shawn and his teams’ professionalism and commitment to excellence were exemplary. They leveraged their extensive network and industry connections to streamline the mortgage process, coordinating seamlessly with lenders and other professionals involved. Their efficiency, reliability, and adherence to deadlines ensured a smooth and hassle-free experience from start to finish.
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July 2023 by Alena Wolfe
From the very beginning, Shawn and Tammy exuded a genuine and welcoming demeanor that immediately put me at ease. They took the time to listen attentively to my needs, aspirations, and financial circumstances, demonstrating their commitment to understanding my unique situation. Their personalized approach and ability to empathize with my concerns set them apart right from the start.What truly impressed me was Shawn and Tammy's level of expertise and knowledge in the mortgage industry. They guided me through each step of the process with utmost precision, ensuring I had a comprehensive understanding of all the intricacies involved. Their attention to detail and ability to explain complex concepts in a clear and concise manner were truly commendable.
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July 2023 by lRuMbLeZl
I recently had the pleasure of working with Palmetto State Home Mortgage, and I cannot express enough how impressed I am with the exceptional service, care, and professionalism provided by Shawn and Tammy. Their dedication to ensuring a smooth and stress-free mortgage process was truly outstanding.
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July 2023 by Angela Alvarado
When I first told my family I was going to start the process of becoming a homeowner, my parents horror stories of what they'd endured during their process of becoming homeowners made me believe I was in for a grueling, figuratively back-breaking process. But PSHM made sure it was nothing like that. The people who work here are hard-working, earnest and attentive. They were endlessly patient and answered each and every one of my questions regarding the process down to the most minute detail. They never expressed even the barest hint of annoyance no matter how often I blew up their phones, and they went out of their way to help me more than once throughout. In the end I was able to trade in my mold-ridden, cockroach infested apartment for my dream home, and my family and I couldn't be happier. Thanks again!
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June 2023 by Marcus Atwood
I started out at a different Mortgage Company and after going through the process, they told me my loan was denied a few days before closing. I looked on the internet and found Palmetto state Home Mortgage and Shawn and his team came to my rescue. Not only did they get me closed very quickly and get me in my home, the rate, fees, everything was much cheaper. I just wish I would have started with them to begin with!! Would give 10 stars if I could!
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May 2023 by Joel German
Alex and Tere were amazing to work with throughout the process of buying my house. They partnered perfectly with my real estate agent, explained everything well, and went to bat for me at every step of the process. They took initiative and set me up for success. I'm very grateful for their expertise, amazing and personalized customer service, and their dedication to a wonderful experience. I'm already referring my friends to Palmetto State Home Mortgage so they too can have a wonderful home buying experience.
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May 2023 by Jenny Dunmire
Alex was an absolute joy to work with. It took us nearly two years to find our home and she was there every step of the way with helpful tips and advice for us. She worked with us to make sure we were qualified for the right loan, doing her best to help save us money. She was patient with us and took the time to explain everything until we understood. I highly recommend you reach out to her; she will help make this overwhelming process so much easier for you.