Very nice bank to do business with. People are nice and always helpful. The bank building and grounds are top notch and an asset to the community. Great easy location.
February 2019
As a growing small business, we had needs that outpaced our previous small bank. We switched our business banking to Farmer & Merchants in 2018. The staff is incredibly helpful and responded to our questions the same day. They also cut our credit card processing cost!
F&M Bank is an independent community bank proudly serving Ohio, Indiana and Michigan since 1897. F&M provides commercial banking, retail banking, mortgage & auto loans, investment services, agricultural services, credit cards and more! We are proud to be a part of the communities we serve in Butler, Champaign, Fulton, Defiance, Hancock, Henry, Lucas, Shelby, Williams, and Wood counties in Ohio. In Northeast Indiana, we have offices located in Adams, Allen, DeKalb, Jay, Steuben and Wells counties. The Michigan footprint includes Oakland County, and F&M has Loan Production Offices in West Bloomfield, Michigan; Muncie, Indiana; and Bryan, Ohio.