Cincinnatus was founded in 1885 and has remained a mutually owned and operated savings and loan. Unlike many other institutions, we strive to remain independent and not become part of a larger bank holding company. Being a mutually owned company means our depositors are our owners. At Cincinnatus, our seasoned officers and employees take pride in giving very personal service, like taking the time to sit down with our customers to get to know them and their individual financial needs. Because our customers are our owners, we can truly say, “Our Bank is Your Bank”.
