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March 2024 by Mitch Graf
Stephen is the man. Plain & simple. Whether you're a first time homebuyer or someone looking to buy another house I cannot recommend him highly enough. Speaking specifically to first time homebuyers since that was my fiance and I's experience, Stephen did such a good job explaining all the in's and out's of the entire home buying process to us. He always made sure to give us all of our options and let us decide. Because of that - we did and do really trust him and his intentions as a lender (& a person). We will do future homes with Stephen & have already recommended him to family/friends.Five stars my friend ⭐️⭐️⭐️⭐️⭐️
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March 2024 by Michelle Majher
Stephen demonstrated exceptional dedication and support throughout my three year home search. Despite the lengthy process, he remained patient, offered invaluable advice, and consistently followed up with me. His unwavering commitment and spot on guidance truly made a difference.
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January 2024 by Justin Phillips
Stephen Harless is the guy who can get it done. I work for a builder and come across hundreds of loans. Whenever we can’t get them done, Stephen is our main referral partner. He’s able to help all sorts of buyers who never thought they would get into a home get it done with creative financing. I can’t recommend him enough, if you’re looking to get into a home, have all the options available at your disposal, and want great customer service. There’s no where else to look! ?
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January 2024 by Tory Lemones
My husband and I just closed on our first home together and Stephen was wonderful through the entire process. Stephen was very thorough in explaining the process, always available for questions, super quick to respond and so nice to work with. I would highly recommend working with him on your next purchase!!
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January 2024 by Jennifer Burton
Stephen was so quick to respond to our call even on a Sunday. He got us the approval letter that we needed ASAP , and in this current market speed is everything. We were able to attach the approval letter to our offer within an hour. Stephen is through, very detail oriented and he explains the whole process in detail. We learned alot from his about the process of how this all works and he broke it down into simple everyday language.
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January 2024 by Emily Gilles
Stephen was amazing to work with— incredibly fast at replying, informative, kind, and patient. I cannot recommend enough!
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November 2023 by Chatten
Very great to work with! Really cares about walking you through the entire process from start to finish. Highly recommend!
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October 2023 by dustin keam
Stephen was awesome to work with during the mortgage process! I would highly recommend him if you’re shopping for a home loan. He was very communicative throughout the whole process. He gave consistent updates about the status of my loan during the underwriting process. He is very knowledgable and was happy to answer any questions I had.
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October 2023 by Megha Sehgal
Stephen was so great and easy to work with. He was knowledgeable, efficient and always on top of things. Our loan was processed super quickly after we ran into issues with another lender. Definitely recommend him!!
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September 2023 by Anne McPherson
Stephen was amazing to work with! My sister recommend him to me and now I would recommend him to anyone!! He was willing to help me at any time of the day and was great with communication. He also fought to get me the best rate in this crazy economy. This was my first time buying a home and he helped make the process seamless. 10/10 experience with Stephen!
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August 2023 by Emily Annen
Stephan was phenomenal. I was a first time home buyer and he made the very intimidating process so much easier. He went out of his way to help us even during family time. My husband and I couldn’t be more thankful we got to work with him and would recommend him to anyone and everyone!!
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July 2023 by Sarah G
I dont have enough words to express how much gratitude and appreciation I have for Stephen Harless and First Federal. I began my journey years ago and my credit was not too great. Stephen gave me a detailed plan on what to do to get me in the "good" range and my God did it work. He was always made himself available to answer any questions along the way and he fought hard to get our loan approved. The little hiccups were nothing for him to coach us through. I will always be a fan favorite of him and the bank he represents..
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April 2023 by Annette Williams
My second mortgage experience with Stephen Harless was as awesome as the first. Highly recommend his services!Stephen Harless was a pleasure to work with. He answered all my questions and helped me navigate all the mortgage products available to meet my needs. Stephen made the loan process easy by his constant communications and I could not have asked for a better experience.
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March 2023 by Emily Rastorfer
My friend recommended Stephen Harless and he was so easy to work with. He was responsive, and took the time to explain everything along the way. He even recommended a great realtor, which we are so thankful for. Stephen made the whole process very quick and easy for us. I have no doubt we will look to Stephen for any future needs! Thanks for a great experience Stephen!
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March 2022 by Dan Israel
Great experience with Stephen Harless. He walked us through the process. Worked with us to find the best rate. And made sure everything finalized by closing day. Highly communicative and prompt. Cannot recommend him highly enough!
