Garden State Home Loans Incorporated
Mortgage LendersHours:
2091 Springdale Rd Ste 16, Cherry Hill NJ 08003 Hours
About Garden State Home Loans Incorporated
Garden State Home Loans, Inc., a division of OceanFirst Bank, is a New Jersey-based mortgage lender founded in 2011 and licensed in 13 states. The company specializes in new home loans and mortgage refinancing. Customers consistently praise the team for their stress-free, easy application process and excellent service. Many reviews highlight the support received from team members, particularly Joe Colella and Michael Colella, who are known for being responsive, transparent, and thorough. Clients appreciate their patience, detailed explanations, and willingness to go above and beyond to help secure the best rates. The team works closely with realtors and attorneys to ensure smooth transactions and quick closings. Overall, Garden State Home Loans is recognized for providing a reliable, straightforward, and supportive mortgage experience, making them a preferred choice for those seeking home loans and refinancing options.
Most Recent Reviews
October 2025
⭐️⭐️⭐️⭐️⭐️
Joseph Colella was amazing, helpful, and professional the whole time. He went above and beyond to make sure everything was handled quickly. I received an excellent rate and could not be happier with Joe and his team.
September 2025
Great experience with Susan and Garden State Home Loans. They were very supportive and responsive throughout the loan process and put the loan in place faster than any other process that I have experienced. Great rate as well. Highly recommend Garden State.
September 2025
What a phenomenal experience from start to finish with Connor Lindsay at Garden State Home Loans. Unbeatable rates, constant communication, smooth and efficient underwriting. The next house I’m buying I’ll be sure to use Connor and his company again!
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