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August 2024 by Mark Kane
I've worked closely with Scott Mertens and the Luminate Home Loans team for over a decade, and without a doubt they are a 5-star mortgage brokerage, I have no hesitation recommending their services to anyone in need of a stellar team.
Whether it's a new purchase or a refinance...hands down they are simply the best and it would be worthwhile to reach out to them for assistance with your closing.
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August 2024 by Jaclyn Bousquet
I have had the pleasure of working with Scott Mertens and his team at Luminate Home Loans in numerous ways. As a local realtor, I have seen firsthand how highly praised Scott is by my clients. He is transparent throughout the process and able to assist my clients in the most challenging financial situations. When other lenders say “no,” Scott will have a solution.
I have also had the experience of working with Scott on the purchase of my own personal property and can say without a doubt that their experience, local market knowledge, and creative solutions to approaching each borrower's needs are unmatched. Scott is among my top lender reommendations —savvy, reliable, and always gets it done quickly.
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August 2024 by Kaitlin Whitcher
We love working with & referring Buyers to Luminate Home Loans! Excellent team of professionals, with creative & strategic skills to get the job done for all types of Buyers & investors of real estate. Proud to be able to call them my professional associates & friends!
Go Luminate!
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March 2024 by Rhonda Smith
Amazing company! As well as Scott Mertens. Can't thank you enough!
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March 2024 by Jay
Scott and his team are very professional! Highly recommended!
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December 2023 by Billy Inn
First time homebuyer, Scott and Luminate Home Loans made the transaction smooth as possible. Walked me every step of the way to purchase the home I grew up in. Will definitely recommend this place to anyone that’s looking to purchase a home. Thank you so much!
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December 2023 by Innsane
First time homebuyer, Scott and Luminate Home Loans made the transaction smooth as possible. Walked me every step of the way to purchase the home I grew up in. Will definitely recommend this place to anyone that’s looking to purchase a home. Thank you so much!
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November 2023 by Jerome Thomas
Scott and his team did an excellent job considering our personal situation, at every low he had the knowledge and experience to work through the situation for positive results and we closed on time, thank you for all your hard work.
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October 2023 by Lynne Twombly
Amazing experience with luminate home loans. They made the process so easy and explained everything every step of the way. Scott went above and beyond to help us get into our first home.
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March 2023 by Emily Szumiesz
Scott was very communicative and quick to respond. He was very supportive and helped me to explore many avenues of homeownership. I really appreciated his time. Ultimately I decided not to go with Luminate but I know if you do, you're in good hands. One con is that they have a limited number of loan products to offer compared to some other lenders (just the nature of beast). Overall it was a great experience!
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January 2023 by Peggy Carter
Scott Mertens is the one of the best mortgage lenders I have ever worked with. He gets the job done and is upfront with my buyers at the start of the process. I highly recommend him.
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December 2022 by Bethany LeBorgne
Scott was extremely knowledgeable and helpful. I'm usually a low-maintenance kind of client, but I definitely wasn't as a first time home buyer. Scott hooked me up with absolutely everything I needed
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September 2021 by David Privitera
Scott was on top of things every step of the way. I recommend him and his group to anyone in need of a mortgage
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August 2021 by Princess Daniel
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February 2021 by Katie Jacques
Scott and team were so great at answering all of our questions and giving us quick answers so we could close the loan before the end of the month. This is our third time working with Scott and we’ve had a great experience every time!