Capella Mortgage is a renowned hard money lender that specializes in investment real estate financing. They offer loans ranging from $20,000 to $20 million, with interest rates from 10% to 15% or higher, depending on the deal. Capella Mortgage accepts both residential and commercial real estate, and they do not have a minimum credit score requirement, but borrowers must have the ability to repay the loan. The company is known for its ability to handle "hairy deals" and find solutions to complex financing challenges. They pride themselves on their quick turnaround times, with one client reporting a 7-day closing (only 5 business days) on an investment property. Capella Mortgage's communication and follow-through are also highly praised, with clients emphasizing the company's ethical and transparent approach. Capella Mortgage has a long-standing reputation for excellence, with one client praising them for their 12-year track record of reliable service and funding. The company is also known for its commitment to its clients, with a team that is always available by phone and does not take vacations. Capella Mortgage welcomes new investors and is dedicated to helping its clients achieve their real estate investment goals.
My experience with the company was very together, professional and loyal! I would recommend Capella for any loans!
April 2025
Capella was very helpful & efficient with my loan request. I will definitely use them again.
September 2024
The team at Capella was amazing to work with. A couple things on the project did not go as planned and they were there step-by-step to help me work through it and ultimately get the loan closed and paid off. Could not recommend them more!
