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March 2024 by Haidallah Abdul
Matt and Betsy made my family feel at home, each time we spoke, it felt like we had known each other for a long time. In today age where it is difficult to earn people's trust these guys earned our trust from the word go and tell you what " I will hand over my family's assets to you guys comfortably for safe keeping without thinking twice"
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February 2024 by Jonathan
Russ Bray is amazing. He pays attention to the details and has great follow through and communication skills. And the interest rate he offered me beat the competition. I'll definitely use him again in the future.
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February 2024 by Kimberly McGuire
We are very grateful for the expertise that Russ brings to the table. Highly recommend working with him.
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December 2023 by Donna Crump
Prompt action and understanding
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November 2023 by Tony Villigram
Don is very good at explaining the confusing questions that come with buying a home, especially for first time home buyers. Very responsive! Highly recommend
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September 2023 by ANGLIA WITTMUS
Matt is very personable and easy to talk to. He’s smart and efficient. He helped me make good financial decisions that will benefit me and my children for years to come. I’m so grateful for his support and guidance.
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August 2023 by Jeanne
This was our 4th time using Russ Bray through First State Mortgage. We love First State Bank and were fortunate enough Russ answered that first call, and from our first loan to our last Russ has treated us like family. Well, we are practically like family now ;) in all seriousness this can be a very stress filled time in our lives and Russ will take care of you on all the details from start to finish and even after if you have a question. He will not hand you over and no question is a dumb question. Yes, on our 4th loan I couldn't grasp something that should have been basic (Moving stress I claim) and he patiently explained it and made sure I completely understood and felt comfortable. In a crazy world out there I am thankful for the Russ Brays that guide us each step of the way. Thanks Again Russ and First State Bank I didn't take the time to review on the last 3 loans.....sorry moving stress I say again! I am settled now, and oh so grateful. I knew I had to take this time to give you that 5 star review you have deserved over and over again!
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July 2023 by Kyle Weber
Matt was extremely helpful throughout our entire process of purchasing a new home. He always took the time to keep us updated on our current position and explaining things to come. Matt and his team did an excellent job!
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July 2023 by Rachael Anderson
Matt recently helped me buy a house and it was wonderful working with him! He made the process very simple, was open about rates, helped me discuss my options, and always called/texted me back right away. He also came to my closing appointment with a nice gift and helped answer any outstanding questions. The portal that you use to upload the documents and sign documents is also very easy to use. I would highly recommend working with him!! Here’s a fun picture of my realtor and Matt on my closing day ?
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May 2023 by Jesse Gereau
Russ was absolutely amazing! As a first time home buyer the entire home buying process was incredibly intimidating. However, Russ was there every step of the way to answer my millions of questions as well as helped walk me through step by step. He certainly took a lot of anxiety out of the homebuying process. I can't recommend him enough!
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April 2023 by Ray Walker
Great bank to work with. Don MacPherson made our mortgage loan process quick and easy. Don walked us through the process from pre approval to getting the keys to our new home in 30 days. I would 100% recommend Don MacPherson and First State Bank to everyone. Thanks again for helping myself and my family get in to our new home.
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February 2023 by Chris Darnell
Work with Matt and Betsy! They Rock. I worked with 3 different lenders and the first two put me through a crazy process. I switched to Matt and he was able to get it done in record time and made the whole experience.
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January 2023 by Austin Forister
Definitely recommend to anyone buying a house or refinancing. Matt was always calling to check in and really tries to get the best option for you. Very easy to work with and someone you can trust with making a big purchase.
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January 2023 by Kevin McLain
Wonderful, caring, and helping ppl. They answered every question with politeness and professionalism. And was there for us every step of the way thru the process. Which they made super easy
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November 2022 by Ally Ruggeri
Matt and Betsy were so easy to work with. They made our first time home buying experience a breeze!
