Home Loan Planners

Most Recent Comments

• August 2023 by Tristen Watson
  I highly recommend Home Loan Planners to anyone that is thinking about applying for a mortgage and is worried whether now is a good time to buy. Not only did he get me approved for conventional 30 year fixed mortgage for my very first home in Richmond, MI but he went above and beyond by connecting me with a life insurance specialist to ensure that even in a tough market, my mortgage was properly set up with the right income protection to protect me and my family for years to come, no matter what the market conditions are like.As a first time home buyer you need someone like Home Loan Planers. There were many questions and concerns but as soon as I was introduced to Mike (through my realtor), he and his team did a great job in putting me at ease with everything.Whilst everyone is panicking about interest rates Mike highlighted the fact that I have the option to refinance as the rates come back down and with inventory being low the way it is, real estate prices will actually be driven up in some areas which I'm already starting to see.Mike is great at listening to your needs and really understood what was important to me first. I'm new to the mortgage game but having someone like Mike who is super personable and always available, really helped make the process as smooth as possible.Overall I felt as though he was genuinely focused on ensuring I was super clear about everything and respected the fact I was new to the mortgage application process. He really takes his time with you and has a good personality to match.Despite all the back and forth between the seller and my realtor, Mike got me approved in a matter of days! I really couldn't have asked for better.
• July 2023 by Jeffrey Bruss
  We recently secured a conventional 30 yr fixed mortgage with Home Loan Planners and despite originally going down a different path to get a renovation loan, everything happened on timeIf you need a mortgage to help secure a loan in Grosse Pointe, MI then Mike is a great lender to know! We first met a couple of years back when my wife was selling a property (we're both agents) and Mike was the lender for the buyer. She liked working with him. He's just such a nice guy - easy to get on with a fantastic attitude. He made quite the impression so we decided to use him for our own personal mortgage.Thanks to his hard work we never needed to extend the purchase agreement and it closed by our contract date so everything happened on time. It took less than 6 weeks to push everything through and with minimum down to maximise cash reserves.Throughout the entire home loan application process, the communication was 10/10. That's the one thing that definitely stuck about Mike. He always got back to us and made himself available which is a big thing for me. Also very accommodating! I'm unavailable most of the time so we would talk late at night, early in the morning and even weekends which was very helpful. He was a workhorse for us which we really appreciated.We've made other mortgage transactions over the years but no lender has taken care of us in quite the same way. Thanks to the Home Loan Planners, we have since been connected to a great home insurance provider, who I ended up using to secure my home insurance with a good rate.Just lastly, I'm also a financial advisor / estate planner and after seeing firsthand how Mike operates, I feel extremely comfortable referring my own clients to him. Mike knows how to navigate the mortgage process and has a deep network of connections to help leverage your assets to better plan for the future. He's proved to be really help to us.
• June 2023 by Vlad Federmesser
  If you need to get approved for a home loan in Bloomfield Hills, Michigan then understand you are going to get that and more when you hire someone like Mike Hajjar at Home Loan Planners.Once they do a fine job on approving your home loan, Mike and his team go the extra mile to help uncover things in your financial life through their analysis and if necessary, bring in partners like us to look at other problematic areas you may not be aware of OR gaps in your finances that can expose you to risk.Mike is very transparent, easy to communicate with, and someone who is steeped in integrity and that's been the key for us choosing him over other lenders.We are an independent insurance agency that's been in the business 17 years (just as long as Mike). We've been approached by multiple HUNDREDs of different mortgage lenders but none stood out quite like Mike and his team.Mike's passion and care for helping his clients is what sets him apart from the other lenders in his space and why Home Loan Planners is the ONLY mortgage lender we work with.I've never known a lender with mortgage industry knowledge that goes as deep as Mike. He's not only a true professional in his own field but he understands other financial factors that other lenders don't. His knowledge in finance, insurance and even taxes goes far beyond any lender I have personally come across. This in my opinion makes him a highly effective advisor which other mortgage brokers simply can't compete with.Let's say you need a proper financial plan or your taxes are upside down, Mike has a strong network of professionals he can connect you with that can help.Maybe you don't have life insurance but you have children, and or a big mortgage left to pay if something happens - How do you protect yourself? It's factors like this that Mike will bring to your attention to ensure your family is taken care of in ways you didn't think were possible.What's remarkable about Mike is that he provides this support with no further benefit to himself. It's simply to help and over the years I have seen it with multiple clients of ours who call back, thrilled with the fact that somebody took the time to really dive in for free, didn't charge for it, and didn't try to sell them anything!Clients typically come to us to have their insurance boxes checked but they may not have other parts of their financial puzzle fully figured, so to have someone like Mike who is able to identify other areas they need to address, is a real asset.I never leave reviews this long but Mike is a great guy and I respect what he is doing so this is just my way to help you understand what this lender is about. He is not a financial advisor, he is a mortgage lender who cares enough to put you in touch with the people who are best equipped to protect your family's future.You will never come across another mortgage lender quite like these guys. Keep up the great work you are doing Mike!
• May 2023 by Kevin Sundstrom
  Mike and his team were the first mortgage brokers I worked with and I would definitely use them again. They were a true blessing to my family!Home Loan Planners went above and beyond to help us close on a home purchase loan for an out of state move to Bloomfield, MI from Illinois and I don't know what would have happened without them.They kept me and my wife informed and involved throughout the entire mortgage process - Literally every step of the way, Mike kept us in the loop. Special mention goes out to Paulina too who was just awesome.Between them both, they worked late at night, early in the morning, basically around the clock to help us close in under 30 days and I can't thank them enough.It's 1000% customer satisfaction from us and our small family are so grateful. They're excellent communicators, informative, extremely caring and really made it feel like we were their only clients.Even after we are finally settled in, Mike and his team continue to support us. So far they've connected us with a life insurance agent for a term policy and we are now looking into the other tax free retirement strategies thru their contacts too!As parents of two young children, we feel more confident about their future thanks to the exposure we're gaining to different finance products.Honestly, if you're thinking of buying a home and need a mortgage broker in Michigan, Home Loan Planners are the REAL deal!
• May 2023 by Nick Nelson
  The mortgage game isn't our first rodeo as we've used lenders before but when our realtor (who we respect and lean on) recommended Paulina and Mike at Home Loan Planners there was no hesitation and we were very pleased with how they handled everything!I know this sounds generic, but the whole refinance loan process, the underwriting.. everything.. was just amazing. Paulina and Mike know the mortgage game inside and out. They did their due diligence at all times and when they couldn't find something, they were making the extra calls to get the job done. I know it sounds so generic, but literally the whole process went so smoothly.Overall we found them very friendly, approachable and accommodating. They never hesitate to ask if we need something, no matter what time of day or night, - whether it's via phone or text they are always available. They're just very approachable, nice and caring people.In the end they helped us to knock out some high interest debt we were carrying , reduce our expenses and immediately increased cash flow.It's not a one trick show with Home Loan Planners. They work with you beyond the mortgage side of things to provide us with financial stability long term and expose us to things like tax free vehicles through a life insurance specialist which we are continuing to explore.Having used other lenders in the past, I rate this team highly and would definitely use them again.
• March 2023 by Callie Prevo
  Before meeting Mike we felt a little lost as first time homebuyers.Choosing Mike to be our mortgage lender was the best decision! He and his team didn't just help us get the right home loan, they went above and beyond to help to set us up for the future. Mike walked us through the loan approval process then connected us to specialists for improving our credit score and for getting life insurance started.We initially were trying to get a non-conventional VA loan. When we decided to get a conventional loan, we had to move forward on a house quickly (because our baby was born). They did everything in their power to help: answering emails and texts at all hours, correcting document needs, and overall acting as if our family was their only priority now and for future changes as our family grows and we settle into our new home.He continues to assess our mortgage and works on long term retirement goals to ensure we, and our newborn baby boy, are well protected financially for the future and we couldn't be more grateful.We feel very lucky to have met Mike as his team and I'm certain you will too!
• March 2023 by Joe Facciolo
  Mike is my go to mortgage broker and he's helped me on a number of occasions for my home buying needs. Not only did he get me approved for a loan on a home purchase in Philadelphia, PA but I am always referring him to clients in states that I am not licensed in, for their mortgage application needs, too!I always know he will take great care of my clients and look for their long term goals when structuring the loan. That's because Mike isn't your average mortgage broker... Like myself, he is CMPS certified and qualified to put you in touch with all the CPA's, financial planners and life insurance agents you need to help you leverage your asset for long term security.To work with, he makes you feel like family and someone who genuinely has your best interests at heart. He'll guide you in the right direction to not only reach your home buying goal but also set you up to plan for retirement.He really goes that step further to ensure your mortgage product aligns with the ultimate long term financial plan and that's rare to find!If you're looking for a mortgage broker in Michigan and surrounding states that is patient and holds your hand throughout the entire mortgage process and beyond, then look no further than Mike.His team really are the home loan planners you need for a financially secure future.
• March 2023 by Samer Hasan
  Mike Hajjar at Home Loan Planners helped me to get approved on a fixed mortgage when we relocated from Michigan to Broadlands, VA.In the 5 years I've known him as a mortgage lender, I have found him to be an excellent resource for home loan and financial planning. Not only did he connect me with a good realtor, he also did an annual financial review for me only this year and just recently connected me with a trusted life insurance specialist.On top of that he is currently helping me to source a reliable CPA.Mike is more than a lender. He goes above and beyond to make you aware about other areas of financial planning that I was unaware of.I've worked with other lenders before but no one gives me better financial options than Mike.A truly great guy to work with. Very responsive, friendly and puts his clients interest first.If you need a trusted mortgage lender in Michigan who can help leverage your home to benefit from other areas of financial planning, then look no further.
• March 2023 by Gayle Freel
  I have been working with Mike Hajjar at Home Loan Planners (formerly MPH Home Loans) for the last 8 years and he has been a great help in assisting me with VA, FHA, and Conventional mortgages for my clients.He’s served a long list of new home buyers for their mortgage needs across many cities throughout Michigan that includes Rochester Hills, MI, Macomb, MI, Fair Haven, MI, Clarkston, MI, Bloomfield, St Clair, MI.. the list goes on.Mike not only provides my clients with basic home loan information but he will literally teach you every aspect of financing. He’ll even help those that need it to increase their scorers for better rates at the time - Not many mortgage brokers will do that for you.Most lenders want a quick payday and forget this is all about client experience and the betterment of them financially but not Mike.He shows up to every single closing and every new home owner is presented with a unique gift catered for that specific client.Mike and his team are not only knowledgable when it comes to home loans, they go the extra mile, every time, to ensure you get the best mortgage.He’s a true professional, a fabulous communicator and treats his clients like a close friend. One of the most genuine and kindest mortgage brokers you could possible meet.Mike and his team are knowledgeable and always willing to go the extra mile to ensure that you get the best mortgage product for your needs. I highly recommend him for anyone looking for a reliable and trustworthy mortgage broker.He’s in the process of rebranding to Home Loan Planners and rightly so because that’s exactly what they are.If you need a mortgage, call Mike. It’s that simple.
• February 2023 by Somya Vats
  Mike and his team are mortgage lenders and I found their service to be super professional and smooth running.If you are someone who likes to ask a lot of questions like me and you need a mortgage lender to help you understand the home loan process properly, then look no further.Mike and Pauline made me feel like they truly cared and went above and beyond to answer every mortgage related question you can imagine.Not only do they listen well, but they are both kind people who have excellent knowledge and crystal clear communication.They made me feel well-informed throughout the entire mortgage / home loan approval process and I will certainly use them again.If you are in the market for a home loan, whether it's in Michigan or Philadelphia giving them a call.
• April 2022 by Chere Kratz
  Working with Mike and his team was a flawless transaction. They truly put their clients first and make the process so simple for the consumer!! Super quick close without any issues during the process. They are on top of their business and don't stop until the job is done! Can't wait to do more business with them!! If you're looking for a reliable lender - call them!!!
• November 2021 by Mike Share
  Stopped in here today and spoke with Mike and Licia. Very friendly people and seem to really care about their clients. I really like that they are all about making sure that their customers understand everything about their mortgage as opposed just saying "here is your rate". I highly recommend!
• September 2021 by Leslie Pallister
  We recently purchased a new home with the help of the MPH Legacy team. It made a difficult process, amazing. They are very thorough and detailed as they explain things. Paulina is absolutely the BEST! She goes above and beyond when you are working with her. If she says that she will call you back, she will. She called me at 8:00 pm one night, because that’s when she received the information we were waiting on to process our loan. I was astounded that she called me at that time, but again, if she says she will call you back, she will call you back. Work with the MPH Legacy Team to purchase your forever home, you won’t be sorry.
• September 2021 by MarieT Alexander
  I worked with Billy within Mike’s team who was amazing. No question was too small and the level of responsiveness to calls and emails was impeccable…super fast ? . Despite the obstacles (and there will be some) they were determined to get it done and get it done, as promised, they did. Work with them . It will be good. In this process you will need patience but it will be worth it!
• September 2021 by Kalen Skywalker
  I worked with Billy within Mike’s team who was amazing. No question was too small and the level of responsiveness to calls and emails was impeccable…super fast ? . Despite the obstacles (and there will be some) they were determined to get it done and get it done, as promised, they did. Work with them . It will be good. In this process you will need patience but it will be worth it!