Financial Advising near Saint Joseph, MI

“As a recent graduate and career changer, it would have been easy to view professional financial planning as a luxury meant for “other” people - people closer to retirement, or in a higher income bracket, or who just collected a large inheritance. The idea of laying out your financial life in front of another person is intimidating, too, particularly when you know your spending and saving habits haven’t been flawless. I am SO glad I didn't let those thoughts stop me from contacting this office. If you're on the fence about working with a CFP, at the very least, request a consultation from True Blue. My initial consultation call with Vicki Holt convinced me to take the plunge and become her client. During that first call, I shared an overview of my “big picture”, including my main financial goals and worries, and asked a lot of questions. Vicki was transparent, knowledgeable, and thoughtful in her responses. At no point did I feel rushed, pressured, or judged in any way. That professionalism and understanding has shone through in every interaction we've had since.Particularly if you're early on in your career, working with a CFP who truly understands your life and priorities has the potential to save you tens to hundreds of thousands of dollars (or more) over the course of your working life. Their services are an investment in your own financial stability, and what you get is so much more insightful and powerful than any boilerplate advice or self-serve tool out there. For example, Vicki showed me that, just by redistributing what I’m already contributing to my existing retirement accounts, I could potentially save nearly $1 million more by the time I’m eligible to retire. The plan she prepared for me included projections for multiple what-if scenarios to consider for long-term planning. It’s a living document that can be updated whenever my situation changes, or I just want to weigh the potential impact of a change I’m considering. I also now have lifetime access to monitoring/budgeting tools that can double as an easy reference point for future planning meetings in the years ahead.In short, my experience as a client here has been 100% positive - absolutely worth every penny and every minute.”