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July 2023 by Google user
Richard Ray and his team are second to none! Richard is highly knowledgeable and genuinely cares about his clients. Buying your first home can be daunting—Richard helped us navigate the process swiftly and set us up for success in every way. Thank you sir!
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July 2023 by Hizkias Neway
Richard Ray and his team are second to none! Richard is highly knowledgeable and genuinely cares about his clients. Buying your first home can be daunting—Richard helped us navigate the process swiftly and set us up for success in every way. Thank you sir!
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January 2023 by Kenneth Boone
I truly enjoyed working with Richard Ray and his team. Everything was positive and 1 million percent of the process was fun and smooth. They truly made a positive impact during our home purchase journey. The have awesome customer service and are very knowledgeable. They showed they really cared about my family and I. Mr. Ray and his team are true professionals. They kept my family, and I motivated throughout the process and treated us like family. I would highly recommend Mr. Ray and his team because they are honest, and reliable.
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January 2023 by Karen Parker
Hello, I worked with Richard Ray on my refinance. He was great to work with. He ran several scenarios regarding options for my loan.He was very detailed oriented and organized. After I submitted the loan application and all documentation his team partners sent daily emails on the progress of the loan and projected a date for settlement.I actually closed four days before my scheduled settlement date and received back $1500.I would recommend Richard Ray as a loan officer for anyone considering purchasing or refinancing their home.ThanksK. Parker
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January 2023 by Winston Stewart
Anyone who has knows that the house buying process can be long, stressful and otherwise emotionally demanding. When you have someone like Mr Ray and his team to work with much of the usual difficulties are lessened. They really went above and beyond to make my home buying process almost exciting. They are very responsive, detailed, professional, personable and an overall joy to work with. They even follow up after closing. I would Highly recommend this team of finance professionals to anyone who is perusing home ownership.
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January 2023 by Cristina Baker
Mr. Ray and his team helped me with my loan approval to become a homeowner for the first time.He was accessible and helped me to understand the loan and interest process, and items necessary for a smooth underwriting process.I would encourage prospective homebuyers to gather all the necessary documents needed for the underwriting process and to not be afraid to ask questions as the team is extremely knowledgeable as the subject matter experts to help you feel secure and confident in your buying decision.
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January 2023 by Damainique Bruce
I cannot recommend Richard and his team enough. I contacted Richard when I found out that I would be relocating for work to a different state. I thought it was the perfect time to buy my first home. I was worried however at what I could afford to purchase. Richard and his team eased my worries and made the process so easy. They were in contact frequently to give me updates, responded to my nervous texts, calls and emails immediately no matter the day of the week. I do not think that I would have been successful in my house buying search without Richard and his team. Thank you for everything!
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January 2023 by Lisa L. Gilliam (1SingingLady)
I was looking for a lender and was referred to Mr. Ray to set up a consultation. He and the entire team were so kind, courteous, and knowledgeable. Mr. Ray took the time to inform me about the various types of loans especially as a first time home buyer. I am thankful for meeting him and his team and recommend them to anyone looking for a phenomenal lender- the first step to purchasing a home!
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January 2023 by Kimberlea Day
Let me start off first by saying I thank God for blessing me to be introduced to Mr. Richard, Mrs. Karina, and Mrs. Juliee. They are something special from start to finish. Their customer service was top notch at all times even when I would lose my cool. Teamwork makes the dream work and they truly Exemplify this all while walking in excellence. I had conversations at 8 and 9 pm with Mr. Ray and conversations with Mrs. Karina at 7& 8 am whatever time I was available they made themselves available all while being understanding to the fact that I was a first time home buyer who’s a single mother of two. Y’all this is my dream team I’m so grateful for my Realtor Sonya Lloyd introducing me to them. When I tell y’all if there is a will there is a way and Mr. Ray will make it work the absolute best he can in your favor not for the company.
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January 2023 by candace gilliard
DMV Home Loan Experts made my dream of becoming a homeowner come true! Mr. Ray guided me in every way from beginning to end! His team is so helpful and very responsive throughout the process! I absolutely love my new home and would highly recommend them for anyone who looking to purchase a new home!
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January 2023 by Donnell Douglas
I wanna thank Richard Ray, Alyeda and the entire staff from DMV home loan! When Richard explained everything to me what I needed to do and the timeframe from when I would be expecting a check…it was like clockwork ?. Customer service was great, accessibility, appointments and call backs where always on done on time.From start to finish with the HELOC took roughly around 45 days and more than what I was expecting. I just want to thank them and have no problem telling the next potential client “ What are you waiting for”. Sign up now!