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September 2020 by Neiunna Reed-Jones
I started financial counseling because I had credit card debts that had accumulated over the years I had tried many different methods but none of them were showing me any kind of real positive result. Her Debt snowball method and budgeting methods were very easy to understand and use. I really realized it was working when I was able to save over $1000 with 2 months of her coaching.
She has helped me so much. I have become a budgeting wizard with her very detailed budgeting plan and her debt plan is very realistic and I am positive that I will pay off my debt before the allocated time with her very hands on approach and positive reinforcement. I also love her words of encouragement and kind nature. I now know how to budget and use credit cards in a healthy way to stop from overspending outside of my budget.
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September 2020 by Daris Ashlee Johnson
I have enjoyed working with her. Not because it was fun and easy but because of the results. My husband and I have tried multiple times to begin a debt elimination journey and get on the same page about how I would contribute as a stay home mom. She wasn't afraid to challenge us and push back on our excuses and bs. She cared less about our feelings and more about helping us achieve the goals we set for ourselves. Because of her accountability and critical eye, we are on the same page and on our way to eliminate 25% of our debt in the next few months. We have a clear plan to eliminate it all. Thanks Julianne!
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June 2020 by Nia Jones
I started financial counseling because I had credit card debts that had accumulated over the years I had tried many different methods but none of them were showing me any kind of real positive result. Her Debt snowball method and budgeting methods were very easy to understand and use. I really realized it was working when I was able to save over $1000 with 2 months of her coaching.She has helped me so much. I have become a budgeting wizard with her very detailed budgeting plan and her debt plan is very realistic and I am positive that I will pay off my debt before the allocated time with her very hands on approach and positive reinforcement. I also love her words of encouragement and kind nature. I now know how to budget and use credit cards in a healthy way to stop from overspending outside of my budget.
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February 2020 by Daris Ashlee
I have enjoyed working with her. Not because it was fun and easy but because of the results. My husband and I have tried multiple times to begin a debt elimination journey and get on the same page about how I would contribute as a stay home mom. She wasn't afraid to challenge us and push back on our excuses and bs. She cared less about our feelings and more about helping us achieve the goals we set for ourselves. Because of her accountability and critical eye, we are on the same page and on our way to eliminate 25% of our debt in the next few months. We have a clear plan to eliminate it all. Thanks Julianne!
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December 2019 by L Strothers
I met Julia during a time my husband and I were struggling to focus on our finances and our future. Between a mortgage, expenses to maintain our home and college tuition expenses for our youngest....it's been more than overwhelming!After completing a summer session with FPU years ago, my husband and I became very familiar with utilizing the tools to manage our money more effectively and efficiently. However, Julia helped hold us accountable for our money making decisions, which is one of the keys to our continued success!Julia is charming, knowledgeable, and a good listener and she provides practical advice on paying down your debt and provided us with a “snapshot” on saving for our retirement. We needed that unbiased, non-judgmental voice to keep us focused and determined. We've enjoyed our sessions with Julia as she helped us become more open, honest and realistic about our finances. She taught us to have an optimistic approach to obtaining that debt free life we long for during our retirement years and beyond. We are thankful to have met her and for her generous contribution of her time and talents.
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December 2019 by Antoinette Avery
Ms. Neal was a great with helping us reduce our debt. We were able to payoff our credit card debt and free up a extra $2000 a month to go toward paying off my student loans. She was very organized, detailed, and walked you through the program step by step. Call her today!
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December 2019 by B. Evans
Julie, was absolutely amazing. I have a major issue with impulsive spending and because of that I was accruing a ton of credit card debt. When Julie became my financial advisor, I was nervous to expose my finances to her but what I loved about Julie was that she let me know it was ok to have misconceptions on money management but it’s not ok to continue down that path and bad spending. In 3 months we were able to create a financial budget and I was able to pay off 25% of my credit card debt. What I learned from Julie has really helped me get my finances back in order!
