Mortgage Lenders in Annapolis, MD

“Geoff Ricker was amazing!!! Highly recommend. He helped me purchase my 1st home. And did everything he could to help me out and succeeded. He made the process very easy.”

“Stuart and his team were awesome from the very first conversation,and helped me with every thing from the beginning to settlement! I would definitely recommend him to anyone that's looking for a loan.Thnx again?”

“I bought my first home 12 years ago and oh how the home buying process has changed since then!! I'm not sure I could've made it through the new, complicated process without Susan guiding me! She is friendly, knowledgeable and communicative. I would recommend her to anyone without hesitation.”

“We had an amazing experience with First Home Mortgage for our home purchase. Not something you often hear about mortgage lenders. Matt Nader is professional and extremely helpful in navigating us through the process, while providing a highly competitive rate and terms. I developed a high degree of trust as he did everything he said he would, on time, and there were no surprises.”

“I recently had the privilege of working with Scott, a loan officer at First Home Mortgage, and I must say, the experience exceeded all my expectations. From start to finish, Scott and the entire team demonstrated unparalleled professionalism, efficiency, and commitment to ensuring a seamless mortgage process.Expertise and Knowledge (5/5): Scott's deep knowledge of the mortgage industry was immediately evident. He took the time to patiently explain every aspect of the mortgage process, ensuring I had a clear understanding of all the details. His expertise shone through in his ability to answer all my questions confidently and accurately.Communication (5/5): Effective communication is key when navigating the complex world of mortgages, and Scott excelled in this regard. He was always responsive, promptly returning calls and emails, and he kept me informed at every step of the process. His proactive updates gave me peace of mind, knowing that I was in capable hands.Customized Solutions (5/5): Scott didn't offer a one-size-fits-all approach; instead, he carefully assessed my financial situation and tailored a mortgage solution that perfectly matched my needs and goals. His attention to detail and commitment to finding the best possible terms saved me both time and money.Timeliness (5/5): The mortgage process can be notoriously time-consuming, but Scott and his team at [Mortgage Company Name] managed to expedite the process without compromising on quality. They met every deadline and ensured a swift and stress-free closing.Transparency (5/5): Transparency was a hallmark of my experience with Scott. He provided detailed estimates, explained all associated costs, and made sure I had a crystal-clear understanding of my mortgage terms. There were no hidden surprises or unexpected fees.Professionalism (5/5): Scott's professionalism and dedication to his clients were evident throughout our interactions. He demonstrated a high level of integrity, ensuring that my best interests were always the top priority.”

“⭐️⭐️⭐️⭐️⭐️ Review

Working with Scott Phillips at Embrace Home Loans was an absolute pleasure from start to finish. We had a mutual client who walked away from the closing table with over $2,300 in hand—a true testament to Scott’s expertise in structuring deals that work in the client’s best interest.

His communication was top-notch throughout the entire process. The video emails were a client favorite—clear, informative, and personalized, making complex information easy to digest. Scott’s deep love for Baltimore and his extensive knowledge of local grant programs and forgiveness loan opportunities truly set him apart. He didn’t just get the loan done—he helped our client maximize every dollar available.

As an agent, it’s rare to find a lender who makes my job easier and the client experience better at the same time. Scott was a joy to collaborate with, and I look forward to many more smooth transactions together.

– Dre Wright
Realtor® | MRP, ABR, SFR
Hyatt & Company”

“Great experience working with David and the team at Atlantic Prime Mortgage! Made the whole process easy and he and the team were very responsive to any questions that came up along the way. Smooth sailing from getting pre-approved through closing without a hiccup!”

“I can proudly call myself a homeowner. Something I would not have believed possible a little over a year ago. It wasn’t until my partner and I closed on our home this past March that I realized I am one. How does one go about achieving this longed for goal? Well, it begins with having the right people in your corner. I thank God each and every day I wake up in my house for blessing us with Brian Masterson. I kid you not when I say, He is a professional who truly cares! Brian was referred to us by my partner’s sister who also works in the financial industry. We needed someone who not only had years of experience as a loan officer but someone who was willing to go the extra mile in finding us the best type of home loans we could qualify for and within the budget we could afford. Fortunately, we got that and more. Brian listened, truly listened to our story. From California to North Carolina, my partner and I made a leap of faith. We were blessed to have Family who were willing to give us and our children a place to stay so we could save up money. As first time homebuyers, we knew very little of what to expect or where to begin in achieving our goal of owning a house. Brian became our guide. Before we began talking numbers or even finding a real estate agent, he advised us on what we needed to do became attractive buyers like putting a game plan together for getting our credit up, how much we needed to save, what to do about showing lenders we are reliable and dependable. Brian made sure we understood the process of home buying. He educated and advised us along the way. He saw us through a seller’s market. Despite being based in Maryland, Brian made sure to cater to the requirements here in North Carolina. Every single “i” was dotted and every “t” was crossed when it came to qualifying us for a loan. We trusted him in recommending a real estate agent in Hight Point, NC who turned out to be a blessing, also. The most important part is Brian cared about how this journey affected us as people. He stood by us through ups and downs. He was a solid rock when we experienced setbacks. He always went above and beyond what was needed specially when it came to saving us money. Brian helped us help ourselves in achieving our goal. I am a first time homeowner. And, I owe a lot of it to him. When it comes to finding yourself a lender that truly understands the industry and is willing to work with your situation, look no further! Give Brian Masterson a call, a text or an email. It doesn’t matter just get in touch with him. You will not regret it.”

“As a first time home buyer, I was very nervous--Greg and the Kingsbury Mortgage Team were fantastic. They were quick to respond, helpful, and had the best rates. Totally recommend the whole team if you need a mortgage team!”

“First visit and already highly impressed with the customer service I was provided. We were seen within 5 minutes and accomplished our tasks easily with the help of a kind banker.”