Armed Forces Bank has a long history of serving active and retired military personnel, as well as civilian clients, for over 100 years. It has more on-base locations than any other military bank in the U.S., making banking accessible for military communities. The bank offers checking and savings accounts, money markets, CDs, and specializes in VA mortgage loans. Customers appreciate the convenience of easy online and mobile banking, access to over 30,000 ATMs, and the ability to deposit cash at more than 4,000 Walmart locations at the register. Additionally, the bank provides Early Pay, allowing customers to receive their pay an extra day in advance through DFAS direct deposits. While many reviews highlight positive experiences, especially with dedicated staff like Kirstie Traynor, some customers express frustrations with outsourced customer service. Long-time clients have noted difficulties reaching support, especially for credit card issues, which often require multiple calls and transfers to different departments. Despite these challenges, staff at locations like Fort Leavenworth are praised for their friendly and helpful service, with employees making paperwork and transactions flow smoothly. Overall, Armed Forces Bank is valued for its strong military focus, extensive on-base presence, and attentive staff, though some customers hope for improvements in customer support services.