Hardy Gun & Loan is a gun shop located in Southeast Iowa that offers a wide selection of new and used firearms. Customers appreciate the friendly service provided by the staff, particularly the owner, who enjoys discussing shooting, hunting, and outdoor topics. However, many reviews note that the prices at Hardy Gun & Loan are significantly higher than the manufacturer's suggested retail price (MSRP), with markups reaching as high as 95.5%. This leads some customers to feel that the shop's inventory mainly consists of older models or firearms that may not appeal to everyone.
While there are interesting items on display, many are not for sale, which can be disappointing for shoppers. The store reportedly has a limited selection of modern firearms, particularly AR-style rifles. Due to the pricing and availability issues, some customers state that they would only consider purchasing from Hardy Gun & Loan if they found a specific gun that was not available elsewhere and were willing to pay a premium for it. Overall, Hardy Gun & Loan is a place where enthusiasts can engage in conversation, but potential buyers should be prepared for higher prices.