First State Bank is a wholly owned subsidiary of the Crystal Valley Financial Corporation and is a locally owned, independent community bank providing consumer, agricultural, business and commercial financial services since 1910. In recent years the corporation has expanded Asset Wealth Management Services through the Trust/Wealth Management Department. The bank is headquartered in Middlebury, Indiana. Our mission statement is as follows: The mission of the First State Bank is to be a stable independent community bank that offers the highest quality products and services to its customers. First State Bank will focus on developing and retaining the highest quality people.