We are one of the area's largest community banking organizations with deep roots in our area–big enough to accommodate the needs of borrowers of just about any size but small enough to maintain that personalized customer service that we've all come to know and expect. Our banking philosophy is to serve the communities we call home. That's why we contribute with loans and donations and our employees volunteer thousands of hours of their time every year. So, when you bank with F&M Bank, you're putting your money to work for your family, your friends, and your community. Your deposits go back into the local economy, enabling us to help create jobs, support new and existing businesses, and donate to causes, allowing us all to prosper.