Guild Mortgage; Equal Housing Opportunity, NMLS #3274. All loans subject to underwriter approval; terms and conditions apply. Subject to change without notice. Visit the Guild website for full licensing information. Terry Heffner, 95796, I am authorized to do business in the states of Arizona, California, Florida, Idaho, Montana, Nevada, Oregon, Washington and Wyoming. AZ BK#0018883; AZ BKBR# 0124899; AZ LO Lic.# 0950885; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 107908; NV Mortgage Company #1141; OR ML-176; Guild Mortgage Company is a leading mortgage lender specializing in home loans. Our local, knowledgeable loan officers have been helping their