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December 2023 by Jeremiah Thant
I enjoyed working with Erica and Kandra! They were on top of all the things that needs to be done from the beginning. I was able to start my mortgage process from far away with zoom call with Erica with step by step process! She was kind and knowledgeable with every thing she does. Kandra was fast with her respond, and she make sure I receive all the paperwork on time.One of the best team out there!
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November 2023 by Samantha Choudhury
Thanks to Erica and her assistant Kandra I can now call myself the proud owner of a home in Hawaii! As a first time home buyer, of all places Hawaii, to say my husband and I were overwhelmed is an understatement. My realtor introduced to us to Erica early in the process and I am so grateful for this as Erica was such an integral part of the home buying process. She patiently explained and re-explained important concepts, helped us weigh our options, and ultimately helped us secure the right loan for our situation. We are so thankful to Erica and Kandra and highly recommend Island Home Lending if you are contemplating buying a home Hawaii as well.
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November 2023 by Kelly McNeil
I worked with Erica and Kandra and the whole process was fantastic. They were very responsive and went above and beyond to provide info and data. We were able to close ahead of schedule and everything went smoothly. I would definitely suggest using them for any home purchase!
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October 2023 by Ron Kimura
I believe buying a home is one of the biggest decisions in one’s life and It’s essential that you have a solid support team. I recently closed on a beautiful townhome using my VA benefits and I simply love it. Erica and Kandra provided me with all the information I needed to make the best decision for my family. I may have stretched myself a little with this purchase, but I entered into it with my eyes wide open. My loan team did not always tell me what I wanted to hear. They more importantly told me what I needed to hear. That’s why when it was time to purchase a 2nd property, I contacted the Island Home Lending Team of Erica and Kandra!
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September 2023 by Kurt
Erica and Kandra were great to work with from start to finish. Erica was constantly providing me with detailed breakdowns of different down payment and offer options and always took the time to ensure I was comfortable with my understanding of the home buying process. Her team consistently kept me in the loop with changing interest rates to help me choose the best options for my first home purchase.
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September 2023 by Kristi Durbin
Coming from the mainland , we were not very familiar with the ins and outs of purchasing a home in Hawaii. Both Erica and Kandra were patient with all of our questions and concerns, and their professionalism and knowledge of the local market made the mortgage process run smoothly. In short, our experience with Island Home Lending was outstanding!
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September 2023 by Chris Pham
I had an amazing experience working with Erica and Kandra. They were very flexible, understanding, and accommodating of my crazy schedule. Erica answered any and all questions that I had and made the whole process smooth. Highly recommend.
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June 2023 by Nicole Kennedy
Erica was great to work with. She provided quick responses and helpful insight to get us into the right home for our family. We would absolutely recommend her!
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June 2023 by skyler henke
Outstanding work from this team. They both worked long hours and weekends to ensure our needs were met. They conducted virtual meetings due to distance and endured a variety of time zones. I strongly recommend their services and from the beginning they treat you like family.
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May 2023 by Francesca Lawson
Getting pre-approved for a loan is a very financially invasive process. It involves sharing financial history and transactions that no one else has seen. I loved how easy going Erica was with regards to our personal finances making the process seem more like friends working towards a goal vice "proving our credit worthiness".This was one of the most expensive purchases our family has ever made. Erica spent time to help us understand exactly how much money we should be out of pocket for closing as well as our monthly payments.She supported during our home search providing these estimates so we could feel comfortable making offers and knowing we could afford the property.All in all, working with Erica was a dream. Especially since our interest rate is below the industry average and we closed in less than 3 weeks! I would happily go through it again since Erica and her team made the process quick and painless!
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May 2023 by Jessica Moody
I am a Realtor and know how important it is to work with right lenders to get the job done. Erica and her team are the absolute BEST!!! Not only is she an incredibly knowledgeable lender, she treats my clients like family! If you want to work with the best of the best... Erica and her team are the only way to go!!
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May 2023 by Richard Heine
Erica is the best of the best! She was so easy to communicate with and followed up promptly with every inquiry and request. We almost lost our first purchase with a previous lender, and in the last inning, she came in with unstoppable momentum and closed our escrow in 3 weeks and completely saved us! She and her team busted their a$$es for us! Even though we were a lower priced property and had needed a little more TLC on our file, she made us feel like we were the most important buyers on island. I will always call her for any lending needs! Thank you Erica and Kandra!! It’s people like Erica that you want on your side! Thank you Erica and Kandra!
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April 2023 by Julia Park
Erica is the absolute BEST lender I've worked with. After speaking with a few lenders, the best I hoped for was to work with someone who was responsive, could help me get the job done, and get you a solid rate. She's WAY MORE than that. I actually enjoyed working with her. She helped give me peace of mind throughout the process, we did tons of scenario planning and she even helped convince the seller of the 2-1 buydown to help offset the interest rate in these tough times. I would 200% recommend her if you're looking for a lender in Hawaii.
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April 2023 by Andrea Petrovanie
Look no further! Erica is hands-down the BEST! She is phenomenal in every aspect of the loan services process and customer service. Her knowledge, expertise and focus on making your dreams of owning a home become a reality is bar none! She stayed two steps ahead during the entire process and never wavered answering our questions.She went above and beyond to ensure we understood every detail. Thank you for you and your team’s exceptional service. I will tell EVERYONE about our experience working with the BEST in the business.Andrea and Darryl
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December 2022 by Jasmin Davis
Erica is absolutely amazing! She goes above and beyond and always puts the customers needs first! Very knowledgeable, professional and honest. Erica is patient and explained topics to us until we got it and was always available for our questions. She has a lot of experience with military families and understands our circumstances, which she takes into consideration when figuring out what works best for each person’s/family’s individual situation. We highly recommend her, it’s hard to find people that knowledgeable and customer oriented!
