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March 2024 by Dj
Great to work with fast closing! Awesome communication
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February 2024 by Lauren Calfee
Joshua & his team are hands down the BEST! In my experience with lenders, they can absolutely make or break a transaction. With the knowledge & ability to get creative with financing, Joshua had my buyer preapproved with several options in hand. My client was extremely pleased as a first time home buyer & that is what I strive for. My client had red flags with a previous realtor and lender, and thankfully, Joshua & I were able to show her how it should be done. It’s so important for the agents, lender, and attorneys to work well together, so Joshua is one of my go-tos! If he says he can do it, he CAN! He doesn’t make promises that he cannot keep & that is super important.
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February 2024 by Colby Greeson
Great team to work with! Made it so easy and fast. Super thankful they were recommended to us! Will continue to do business in the future.
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February 2024 by Lynne Whitley
Everyone was amazing.! I love the clarity and level of communication. I always knew where we were in the process.
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February 2024 by Jean-Mari Claassens
My journey started off with emigrating from South Africa to the USA. That progressed into searching for a home and naturally the very difficult task - for a very new permanent resident to obtain a mortgage loan!Almost everyone that heard about my journey told me I will never be able to buy a home within 8 months of arriving in the USA. Especially with a barely established credit score and without 2 years worth of USA pay slips and employment history. Well.... how was that for the Dean Team proving them all wrong!You did the extra effort that was needed for me as a foreigner, yet new resident. You tied up my South African history up with my USA employment, Investigated my tax history in both countries, included my South African properties in your calculation, converted all of my South African assets and liabilities back into US Dollars via exchange rates and worked that into the application. You explained the different bond options available, explained and calculated different down payment options, interest rates, floating rates, fixed rates and all the American mortgage knowledge I did not have.But most importantly explaining and guiding step by step what needs to happen next. Initially from day to day and as we progressed towards closing it became a weekly update with a phone call in between if we needed to. This was a huge learning curve for me but it would have been 10 x times harder without you. If Suzie did not actually speak to me in person on that Saturday I had to apply for pre-qualification r, I may have actually gotten cold feet.I kept thinking - what are you doing - what are you doing - this is never going to get approved! And she could have used simply what I uploaded on the portal, but the fact that Suzie actually picked up the phone and had a personal conversation with me was the deciding factor. She was super positive, supportive, understood and insisted we will find ways around my "foreign" barriers and that gave me confidence to proceed with the prequalification and make an offer.To push through all the admin (wow that was a LOT) Colleen was unbelievable in her organization communication and diligently keeping me on track. I appreciate our in between chats and updates especially when I did not always respond to mails as I was out of the office. You always stayed in touch. Love those status grams. I am going to save them all and many years from now I will still look back at the clarity and comfort they provided me. And I remember how surprised you were about the price of property and property tax & insurance in South Africa when converting it into USD. You must still be wondering - what on earth made me come to the USA if South Africa is so much cheaper :-)And then Joshua, you did the big numbers, big picture but also the fine detail game with me - working through those numbers and options line by line - being questioned by a South African commercial accountant (not even a CPA) about American things she knew nothing about and me possibly sounding slightly lost at times. Your patience was immaculate and thank you for never getting frustrated that it was not only a mortgage deal but also a mortgage 101 lecture and most probably still is. Thank you for guiding me through all the options, from rates to down payments to mortgage insurance etc. Now we only have the down payment value and the interest rate to finalize.To you all - I am well aware that my deal had a lot of complexity involved -you did non only take it in your stride - you did the extra effort and you made it look easy yet I know it was not. All this whilst you had a very uninformed student that you had to train on how to buy a house in the USA!I hope that at some point in time I get to meet each one of you in person as you will forever be part of my journey and memories. You never forget your first home purchase in a foreign country. Luckily I have you for life now in my USA adventure.You go Dean team! Chat to you soon and thank you again.
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February 2024 by Laura Martineau
10 out of 10!! I highly recommend Joshua and his team to anyone looking for a home loan!!
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February 2024 by Eric Frederickson
My experience with the Dean Team was, hand-down, the best customer service experience that I have every had with any professional services vendor, in any industry, in my entire life.Prior to this, I would not have even thought that getting a mortgage was a customer service oriented activity. The communication, engagement and support from Joshua and the entire Dean Team was completely unparalleled. I will use them again in the future and will recommend them to everyone I see and talk to who might need a mortgage.
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January 2024 by Brenna Durham
Joshua and team were amazing thought the whole process. As first time home buyers we were unsure what to expect, but the Dean Team explained every step along the way and made sure we knew what was to come. He made the whole processes that much easier. We are so grateful for their help and are loving our new house!
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December 2023 by Caylie Lackender
The Dean Team went above and beyond during my lending process. I will always recommend them! My process could not have been more smooth and successful!
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December 2023 by Devyn LeBlanc
Great communication and updates. Buyer was clear to close over a week before closing. Extremely smooth process. Would definitely recommend Josh and his teams services in the future! Thank you!
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November 2023 by Henry Caldwell
Closing was easy, Joshua and his team stayed in constant communication throughout the process. I would recommend Joshua Dean and HFG.
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November 2023 by Keith Cornell
It has been a pleasure working with Homeowners Financial Group. Joshua Dean and his team are very knowledgeable and thorough in their work. Thanks, Joshua.Keith
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October 2023 by Alecia Wray
I was referred to this financial group in August and we close In September 2023. The communication was consistent in emails and responses were within 24 hrs. I would referred them to anyone buying a home
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October 2023 by FollowYeshua
Great people, friendly and patient. Always available to communicate one way or another
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October 2023 by Apollo Rojas (ap0ll0rojas)
As first time buyers our experience with Homeowners Financial Group was nothing short of excellent! I am so thankful that I went with people that genuinely cared about me and my family instead of becoming a blip on the radar of a big mortgage lender. The level of personal investment that we received from Joshua Dean and the rest of the HFG team was impressive. It was exactly what we needed and something that I'm certain wouldn't be found with a "top" lender. I mean, what kind of lender would voluntarily guide you on what you could truly afford as opposed to just let you go off your erroneous numbers so they can make more money on a deal? Joshua and HFG, that's who! This kindness (and so many others) quickly showed me that this was more than just a business transaction for them.Joshua was always generous with their time, understanding of our needs, he was both personable and professional, and always transparent about the numbers. Nothing was ever hidden or came as a surprise because they were very thorough and wanted to make sure that we understood every detail that was relayed.Additionally, the way Joshua packaged our offer was incredible and it truly made our offer so much more attractive than others. I am confident that this is what led the seller to quickly accept our offer. We were able to close within two weeks of our offer being accepted, just as Joshua promised us and the seller. At the closing, the seller and their agent expressed how impressed they were with the details of the offer and how we kept every promise made within the time frame that was given, so much so that the selling agent asked Joshua for his details even though her own husband does mortgages!Ultimately, after all is said and done, my family and I are extremely grateful that Joshua and his team walked alongside us for every single step of our house purchasing journey. They made a huge impact and I'd gladly, and without a second of hesitation, recommend them to someone looking to buy a home.-Apollo and Tatiana Rojas
