9AM - 5PM
12501 Hutchison Blvd, Panama City Beach“I thanked Paula at Top of the Gulf Condos for recommending Ameris Bank to me.I particularly was impressed with Brandy taking time to greet and talk with an older gentleman as she was leading me back to her office.I think that if I had taken a pen and pad to write down exactly what I was looking for in a bank, that it would be exactly what I found at your bank.I enjoyed opening an account, checking and Savings with you and I am very pleased with everything.Thank you for being a wonderful bank, friend and great place to do business.Regards,Cecil Bill Martin”
“I have been banking here for quite some time. Every single week that I go, Natalia is an absolute pleasure to work with. She has the best personality and is always has a happy attitude with a smile. My favorite branch to deal with!!”
8:30AM - 5PM
301 Richard Jackson Blvd, Panama City Beach“A wonderful experience every time! Kenesia, Chelsea and Jessica very helpful. They really take business banking to another level. Really impressed with this branch over all other banks on the beach I have banked with!”
8:30AM - 4PM
10000 Panama City Beach Pkwy, Panama City Beach“Justin and Bethany give the BEST customer service. Capital City Bank is by far the best all around. Big enough to meet all my banking needs, small enough to give great customer service. Bill Smith is a fantastic CEO.”
8:30AM - 4:30PM
11341 Panama City Beach Pkwy, Panama City Beach“Sarah is the commercial lender and I’ve spoken to her several times. She is very knowledgeable and can offer commercial loans for equipment construction projects or existing business. She does her own underwriting so it stays local. I highly recommend her.”
9AM - 4:30PM
17255 Panama City Beach Pkwy, Panama City Beach“Best group of guys and ladies behind desk. Have been Wonderful to me. Manager is Best too. The Y branch is the only place I do my business. I consider them friends and trust them with my banking needs.”
“I recently moved to PCB and needed a loan. Ashlyn was very organized, super-responsive, and in general a pleasure to work with. Following the closing of the loan I needed help setting up additional accounts and Ashlyn made it happen, with everything done electronically so I didn't have to go back to the branch office. I'm very happy with my experience with Innovations FCU.”
“Though not active Navy, the bankers and tellers at the NFCU on base worked with me to accommodate my banking needs, get my business done, and keep us all satisfied and safe employees and customers❣️? ERMUTS?”
9AM - 4:30PM
11350 Panama City Beach Pkwy, Panama City Beach“I don't where you guys find this person but Rebecka is a trip. I love how she is very friendly and outgoing. She helped me a lot and gave me good advice about my credit score. Y'all did good hiring her.”
“The lady working the drive thru yesterday was wonderful and so nice. I had went to a different branch first that was a horrible experience but she turned it all around for me.”
9AM - 4:30PM
15501 Panama City Beach Pkwy, Panama City Beach“I'm in the bank, and being questioned by the clerk about stupidness: why do I have so much cards, and I didn't answer. It never happened before. This person must be my caretaker, or it's power play.”
“Amber and Cassie are the best. They go above and beyond for every customer that enters the bank. Always with a smile and gracious attitude. They make you feel welcome and appreciated. They take the time to answer each and every question that you could possibly have.
They sat down and helped me personally with a frown. So gracious and ready to help. I am super happy that I bank at centennial and I have since encouraged all my friends and family to bank with centennial. Because when I tell you that it feels amazing for your bankers to know you by name and greet you with a smile it is a top tier feeling. It makes you feel appreciated even though you don’t have millions in the bank. Thank you Amber and thank you Cassie. You both are phenomenal and the main reason why I will always bring my business here.”
“I came to Florida on vacation from south Carolina, and while I was here , I needed to deposit a large amount of coinage.
I contacted the bank beforehand by phone to make sure they could handle such a deposit. The manager I spoke to was very courteous and helpful and informed me that they could handle it.
After arriving at the bank , the manager and other tellers went above and beyond any expectations I may have had by being patient and treating me like my needs were their top priority.
There was also an unruly gentleman present at the time , and the staff treated him with patience and respect even though he probably didn't deserve it.
A shout out goes to the manager and teller crew for being so awesome !!! May each of you be blessed abundantly !!!
5 stars across the board !!!”
“I've banked with Centennial for years at the Thomas Drive branch. I moved to the west end and now mostly use the PCB Pkwy branch. They are always efficient and courteous at any location I use. Highly recommend!”
“We stopped here on our way back home to get some cash to buy a lottery ticket ( if you're from Alabama you know why!). Drive through ATM was very easy to enter/exit and we had no issues at all. Because it's not on Front Beach Road it isn't as crowded as other banks in Panama City. I'm sure we'll make a stop here again!”
“One of the best banks in all of Panama City. There for us post hurricane michael far more than Tyndall was (have accounts there as well) Flexible, reachable, human friendly.”
“Highly recommend this community bank, for personable, knowledgeable services, as well as quick access to the banker(s) who address daily work. My small business on the beach has been enhanced by First of NW FL banking ever since I opened almost six years ago. Having facilities in both Panama City and Panama CIty Beach is a bonus.”