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January 2024 by Evan
Charged me overdraft fees that are now illegal. Those fees were reported on my credit (about $15) for years before I discovered it.
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April 2023 by Joseph Reese
Normally I have good things to say about this bank and give them a five star, but this morning I asked for a blank check register, at the Mary Esther branch and they now are charging $1.00 for these things. I've been with them for 50 years and have two checking accounts and never had a check bounce. I'm also a member of the Suite 100 club.How low are they going togo?
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April 2023 by Cory Feltner
This is absolutely the worst bank ever. Do yourself a favor and go anywhere else. It is impossible for me to check my balance online and they cannot tell me why. I can't use thee automated system over the phone and they can't seem to fix it. They told me they would increase my spending limit one day and they didn't.
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June 2022 by Jay Fitz
Erica was very unprofessional
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April 2021 by Norbert & JanEtte Engel
I have been a customer of this Bank since 1979 and have only good things to say about them.I had several mortgages over this time as well as several business loans from this bank during the 26 years I owned a motel on Okaloosa Island and now I am still with them with my personal checking as well as with my business account established in 2005.Never had a problem that was not solved quickly and to my satisfaction. It is a small Bank but very customer orientated.Norbert W. Engel - Baker, Fl. 32531
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April 2021 by Stephen Simmons
Only drive thru at this time.
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August 2020 by Quiana Richardson
I have been banking with this company for a couple of months now.I always notice that if i leave spare change in my account it miraculously disappears.This is due to some type of fraud and hopefully everyone will notice.It makes me feel as if im being robbed.If this is allowed with all customers that means that someone is gaining profit from theft.Wether it is a dime to 33 cent.U are profiting from customers and stealing spare change that u think we dont notice.
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May 2020 by Norma Price
I have been with this bank seven years only because my husband was banking there when I moved here. It is a horrible bank to use simply because every time they get a new manager they change how they do things it’s not a policy thing with the company it just depends on what the manager wants to do because every branch does things differently with this company. They have changed bank managers at least three times since I’ve been banking here. I have procrastinated on changing banks because it is a pain but I plan on changing banks soon.
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February 2019 by Rick Matthews
Dishonest bank. They will not tell you about your bounced checks until they pile up, they also charge 7 dollars per check that you write with their bank, and they are too cheap to hire more tellers so that the lines at their bank keep moving.
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February 2019 by Brenda B.
After 20 years with this bank I closed my Credit Card in order to down size and make my life simpler. FNBT failed to close the account and chose to report an amount I did not owe for months that I did not owe. Went to the bank twice to take care of this issue. Found out today that they still had not resolved this issue and for nearly a year it has shown I owed them I balance I did not owe which has really mess up my credit. So upset!! Trying to get this resolved has been a pain!
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February 2018 by Curtis Nelson
They let me overdraft my account 4 times without telling me, and then stuck me with a $400 bill in overdraft fees. Any normal bank would have shut my account off after the first overdraft, but this bank wants to see how much they can make off of people who have no money.
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September 2017 by Johnny Rotten
This establishment charges a $ 7.50 fee to cash a check that is written from their bank. I wonder if their account holders know that the checks they write are not worth the amount it is written for. What horrible fee to charge. FNBT is a joke establishment. Should I upcharge my customer $7.50 if they want to write a check from FNBT? No, because that would make me an A-hole.
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January 2017 by Ben Bilodeau
This is the world's slowest bank. Even drive through is deathly slow. I have to deposit money for work twice a week and EVERY TIME it takes at least 10 minutes. Plus, if there is more than one person, I have to leave cause it takes even longer.
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July 2015 by Adrianne Harris
Professional, and courteous staff, offering the best financial products and services for both personal and business accounts.
