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February 2024 by Brehna Hovland
As a realtor, I've worked with Scott on multiple deals, and he consistently impresses me with his professionalism and expertise. Scott's dedication to his clients and his ability to make deals happen make him an invaluable partner. His proactive approach and attention to detail ensure smooth transactions, and his commitment to securing the best financing options for our clients is unwavering. I highly recommend Scott to anyone in need of a top-notch mortgage lender. Thank you, Scott, for your outstanding partnership! I look forward to our next deal together!!
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January 2024 by Jon Lindahl
Scott did a great job getting his clients construction loan completed before the holidays. His clients were well informed, and were so happy to be starting construction on their dream home this coming year. I would highly recommend using Scott for any of your mortgage needs!
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December 2023 by Ryan Leben
Scott was a true professional, he closed the loan in record time with no hiccups!! He was knowledgeable, professional, and always on top of the transaction. Would highly recommend Scott!!
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December 2023 by Alain Alvarez
We worked with Jim, and he was AMAZING! He got the deal closed! He worked diligently, and was on top of all the hurdles immediately! We would choose him next time for sure!
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November 2023 by Lisa Lukas
Jim and his team at JZ Mortgage are always such an absolute pleasure to work with and are true professionals. They handle every one of their clients with such care and they are always available when questions arise. Our title company has been working with Jim for so many years and we are so grateful to have such an amazing relationship with him. If you need a lender, I HIGHLY recommend calling JZ Mortgage, they are definitely one of the best! Thank you for all you do Jim!
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November 2023 by Andrew Swan
As a realtor & home improvement professional, JZ mortgage sevices is my go to whenever I have clients who need help with a morgage or financing! Very professional and knowledgeable. I plan to continue using & refering them for a long time to come.
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October 2023 by Dr. Ken Kaufman
James and his team at JZ Mortgage Services were a huge help. Being self employed makes financing tricky. But, they reviewed all of our personal and business information, found a great product for us and guided us through the entire process. They were on top of everything and communicated continuously. I would definitely recommend them for anyone looking for home financing.
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September 2023 by Angela Adams
Jim and his staff were great to work with. They communicated throughout the entire process and made the transaction seamless.
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August 2023 by Marcus McGehee
Jim and the crew at JZ Mortgage make the homebuying process super easy, highly recommend!
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May 2023 by Katie Manley
It was a pleasure working with Sean, at JZ mortgage. He followed through every step of the way, made sure everything was taken care of in a timely and professional manner. Smooth transactions are few and far in between in real estate. I am happy to say JZ mortgage played a big role in making this transaction go so smoothly. I would highly recommend this company to future clients of mine.
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December 2022 by Carlos Rivera
I recently purchased an investment property to use as a short-term rental and went through JZ to find a lender. The positives were that they communicated well and found a great funding option for me. When talking to the team on the phone, they were polite, nice, and professional.The issues arose when I had repeatedly told the team that I wanted to go with no points on the loan in exchange for the higher interest rate, which Jim acknowledged via email. I had been getting closing doc drafts for the first few weeks, but after the delay, I didn't get another one until a day or two before closing, which made it difficult to plan financially. To my dismay, it showed that there were points, meaning that I was responsible for a significant increase in the cash to close amount. After calling the team, they told me it was a mistake and that the only way to fix it would be going back to underwriting, which would result in a less favorable loan situation.They were apologetic and took some off the fees, but the end result is that I was forced to buy a lower interest rate I wasn't expecting, which severely impacted my budget going forward. I got what I paid for, but I didn't want it in the first place and it cost me thousands.Additionally, there were several mistakes in the documents that I regularly needed to correct along the way. Of course, it's on me to check the docs, but the fact that I found these errors caused me to reiterate the points issue several times. So when I got the last estimate just before closing and it had the points on it, it was a problem.Had this not happened, I would have given the brokerage a higher rating, but the difficulty in getting estimated closing docs, the errors, and the points I ultimately had to pay negatively impacted this investment. I'm sure that others will have a better experience but your mileage may vary.
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September 2022 by Rebecca Carder
We Worked with Scott Bailey. He was very professional, kind, and extremely knowledgeable. He went over every possible scenario to help us get the best result. Scott was very passionate about what he does and it shows throughout the entire process. I would highly recommend them if you're looking into a primary home or investment opportunity.
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September 2022 by Kathy Ericsson
I worked with Scott and he was amazing. Once I finally found my perfect home the process was fast, smooth and easy. Great people to work with. They will make sure you get the best rates out there.
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September 2021 by Felix Santoyo
Scott Bailey/Melissa were a pleasure to work with. Worked with Scott through the purchasing of the house and recently with the refinance. Very informative an answer all of my concerns along with his professional recommendation. Great service would definitely work with him again
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May 2021 by Tom Barcia
Scott at JZ Mortgage was fantastic! He found a lender that would close on a tight time line and when that didn't work out he found one that would close even faster so we could make our tight deadline. I'm not an easy customer to deal with and Scott handled himself with tremendous professionalism and got the deal done!Thank you Scott and JZ Mortgage!!
