Mortgage Lenders in Soquel, CA

“We've worked with Monterey Bay Mortgage for a number of years and couldn't recommend them more. Forrest is extremely knowledgeable, professional and very trustworthy and Crissy somehow makes the whole process smooth and streamlined - no small feat in this business:) Rest assured you're in good hands with them.”

“After taking a break from our home search, my husband and I reconnected with Victor and our realtor team, Rudy & Paloma. They welcomed us enthusiastically and immediately got to work. Victor guided us through every step of the loan process, demonstrating a wealth of knowledge in his field. He diligently sought the best possible rate and remained consistently available, a level of service we knew wouldn't be achievable with a traditional bank. His professionalism, friendliness, and patience were commendable, and he kept us well-informed about the progress throughout the entire process. We will happily recommend Santa Cruz Lending Group to our family and friends.”

“If I could add more stars I would ⭐️⭐️⭐️⭐️⭐️
I met Victor and his team through my wonderful buyers I met at my open house. My buyers let me know they were in the process of being pre-approved with Victor and asked me if I would assist them in their purchase. I was more than happy too!!!
That’s when I called Victor to introduce myself beings we never worked together before. Victor told me how he operated and I was impressed! To make a long but GREAT story short…buyers came into town 6 hours away, I had 3 days to get them into contract. I Showed them 5 houses, the last one they loved and wanted to submit an offer. I knew we had to submit quickly after the neighbor said it was going to fly off the market probably over asking! I called Victor and let him know the plan, he jumped right in and sent over the pre approval letter. After I sent over the offer he called the listing Agent immediately! She was impressed!!! Needless to say…buyers VA loan, 21 day close, appraisal came in $30k over asking purchase price ??? Victors team broke a VA loan record with me!! My whole team was impressed! Victor and his team’s communication, throughly explaining every step to our buyers, including me on all communication was EXCELLENT and closing on time!!!!
I would definitely work with Victor and his team again!! If you are looking for a trusting team to be on your side…Victor and his team are the ones!
~RealtorTiff~”

“Andrea's work ethic is exactly the type of mortgage consultant I want to work with. I am a real estate agent and worked closely with Andrea on a complicated transaction for my buyer. Every text, call, email was returned in a timely manner and every question was answered thoroughly and thoughtfully. She went above and beyond every step of the process. I look forward to working with Andrea in the future.”

“Thank you Santa Cruz Lending Group!!! You could not have made our experience any easier, efficient, and stress free.

We had a very complex transaction as we were selling our existing house and buying our new house at the same time. It was very refreshing to find out that the loan process was the easiest piece of the puzzle.

Tai and his team are the best a communicating and ensuring you are getting your questions answered timely. They went above and beyond and help with guidance and thoughts on matters even beyond the loan process.

Their process was very efficient and easy. The fact that I could upload or sign-off all documentation via a mobile app is game changing as we could take care of paperwork from anywhere at any time convenient to us. This is a great improvement over the last time we applied for a loan 12 years ago.

Highly recommend working with the Santa Cruz Lending Group. They will go to bat for you!!”

“I had a wonderful experience working with Marina Watts. My unique situation complicated the process, but Marina worked through the obstacles one by one to secure the reverse loan that I needed. She is knowledgeable, thorough, and persistent — I unreservedly recommend her.”