Mortgage Lenders near Scotts Valley, CA

“Lynn is very communicative and responsive during the entire process. She goes above & beyond!!! And most of all, we close before the targeted timeline! THANK YOU, LYN & to Bay equity team!”

“Monica was amazing, she walked us through every step carefully and professionally and helped us close in record time, her knowledge, care and attention was superb. Many thanks”

“We've worked with Monterey Bay Mortgage for a number of years and couldn't recommend them more. Forrest is extremely knowledgeable, professional and very trustworthy and Crissy somehow makes the whole process smooth and streamlined - no small feat in this business:) Rest assured you're in good hands with them.”

“My experiences with Jim have been great - he and his team are lightening quick and he's always available when you need him. He gets the job done - meaning my clients into their dream homes - which is priceless and what really matters in the end. I'm lucky to have his services so near and always on the ready. Bravo ?”

“After taking a break from our home search, my husband and I reconnected with Victor and our realtor team, Rudy & Paloma. They welcomed us enthusiastically and immediately got to work. Victor guided us through every step of the loan process, demonstrating a wealth of knowledge in his field. He diligently sought the best possible rate and remained consistently available, a level of service we knew wouldn't be achievable with a traditional bank. His professionalism, friendliness, and patience were commendable, and he kept us well-informed about the progress throughout the entire process. We will happily recommend Santa Cruz Lending Group to our family and friends.”

“If I could add more stars I would ⭐️⭐️⭐️⭐️⭐️
I met Victor and his team through my wonderful buyers I met at my open house. My buyers let me know they were in the process of being pre-approved with Victor and asked me if I would assist them in their purchase. I was more than happy too!!!
That’s when I called Victor to introduce myself beings we never worked together before. Victor told me how he operated and I was impressed! To make a long but GREAT story short…buyers came into town 6 hours away, I had 3 days to get them into contract. I Showed them 5 houses, the last one they loved and wanted to submit an offer. I knew we had to submit quickly after the neighbor said it was going to fly off the market probably over asking! I called Victor and let him know the plan, he jumped right in and sent over the pre approval letter. After I sent over the offer he called the listing Agent immediately! She was impressed!!! Needless to say…buyers VA loan, 21 day close, appraisal came in $30k over asking purchase price ??? Victors team broke a VA loan record with me!! My whole team was impressed! Victor and his team’s communication, throughly explaining every step to our buyers, including me on all communication was EXCELLENT and closing on time!!!!
I would definitely work with Victor and his team again!! If you are looking for a trusting team to be on your side…Victor and his team are the ones!
~RealtorTiff~”

“I had a wonderful experience working with Marina Watts. My unique situation complicated the process, but Marina worked through the obstacles one by one to secure the reverse loan that I needed. She is knowledgeable, thorough, and persistent — I unreservedly recommend her.”

“Andrea's work ethic is exactly the type of mortgage consultant I want to work with. I am a real estate agent and worked closely with Andrea on a complicated transaction for my buyer. Every text, call, email was returned in a timely manner and every question was answered thoroughly and thoughtfully. She went above and beyond every step of the process. I look forward to working with Andrea in the future.”

“We talked to several lenders when starting the process to buy our first home. After just a few minutes of talking to Mark, I knew we would go with him and the cross-country team. Looking back I am SO glad we did. Again and again Mark proved to us he was looking out for our long-term financial well-being. As first-time homebuyers, Cross Country patiently walked us through the whole process.

Mark KNOWS the mortgage business. You cant beat decades of experience in Santa Cruz County. The whole Cross-Country Mortgage team was phenomenal. They were professional, available to answer any questions, and most importantly highly experienced. They made a complicated escrow feel easy. 10/10 I would work with Mark and Lucas again.”

“My partner and I recently purchased a home together. I heard a lot of great things about Jeri Skipper and chose her specifically. It was one of the best decisions we ever made! Jeri is kind, caring, a great listener and communicator. She handled our home loan with patience, professionalism and efficiency. Every step of the way felt effortless. We truly believe that Jeri and her team had our best interest at all times. We are very grateful for her services. Jeri Skipper and Financial Solutions Home Loans, Inc. will always be our go to for any home loan needs!”

“Working with Matthew Falconer and his team was seamless, the communication was outstanding!

I would recommend him over and over!

Janie Hanson”

“Char made this process as painless as it could have possibly been. Her communication went above and beyond what I would have expected. I can't imagine this going as well as it did with anyone else. I am very thankful for the exceptional customer service.”

“Thank you Santa Cruz Lending Group!!! You could not have made our experience any easier, efficient, and stress free.

We had a very complex transaction as we were selling our existing house and buying our new house at the same time. It was very refreshing to find out that the loan process was the easiest piece of the puzzle.

Tai and his team are the best a communicating and ensuring you are getting your questions answered timely. They went above and beyond and help with guidance and thoughts on matters even beyond the loan process.

Their process was very efficient and easy. The fact that I could upload or sign-off all documentation via a mobile app is game changing as we could take care of paperwork from anywhere at any time convenient to us. This is a great improvement over the last time we applied for a loan 12 years ago.

Highly recommend working with the Santa Cruz Lending Group. They will go to bat for you!!”

“Working with Selesa is always such a pleasure.We've collaborated on several transactions and I've seen first hand what an amazing lender and a great problem solver she is.I am always confident working with Selesa knowing that no matter what hurdles come up she will handle them professionally and with grace! Thank you Selesa for being an expert at what you do and making a seamless transaction for our clients. I highly recommend Selesa for your lending needs.”