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September 2023 by c chan
Dan and Michelle make up an exceptional team. Over the years, I've worked with them for my mortgage and refinancing needs. Dan consistently provides valuable information, from market updates to daily treasury yields. I've recommended them to my friends and my agent, who have all given positive feedback in return.In loan financing, timing and accuracy are crucial, and Dan and Michelle excel in both. Throughout the process, their professionalism shines through their detailed, responsive, and prompt completion of every deadline. They're not merely meeting deadlines but actively pushing themselves to beat them in anticipation of any unexpected events. As someone with years of experience in corporate finance, I'm highly impressed by their quality of work and superb communication. They keep me updated at every significant milestone, eliminating the need for me to ask for updates. They ensure you're never left in the dark during the process. This transparency is vital for all parties involved. My agent later told me that Dan had helped bridge communication gaps by initiating transparent discussions about the loan process. This sure gave the seller a confidence boost, and it helped me land the deal amidst other competitive offers.After our offer was accepted, we had only 20 days to close the deal. Dan was always leading the process, providing daily updates to ensure a seamless and least stressful process for me. Michelle's timely communication and attention to detail proved invaluable, catching a few errors from the escrow company which saved me $5k in the end. They really worked tirelessly in the past couple weeks to fast-track the loan approval, and secured me the most favorable rate during this high interest period.Thank you Dan and Michelle! The bar has been set high after working with the Team of Excellence!
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August 2023 by VVS VARAPRASAD NAGALLA
Michelle helped me to purchase my home. She explained me the options, made the whole application to closing so seamless and easy. She is highly available for any questions, so patient and friendly she guide me excellently in every step of the process. I will definitely recommend her to anyone to consider as a loan officer. At the end, not only home i earned a friend.
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August 2022 by Steve F.
I contacted Dan to discuss my more complicated loan process (Trust/Pay-off and completing my separate mortgage loan) and couldn't be more happier and satisfied how the whole process completed!! Dan and Michelle are very knowledgeable about the loan markets and process, and have excellent follow-up communication (status emails and calls as needed as well as quick response time!) on the various documents and information needs. I would definitely recommend Emerson Financial to any of my friends and acquaintances! I look forward to working with Dan when the rates, hopefully, go back down for a possible refinance.
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January 2022 by Eric N.
We've gone through Emerson Financial multiple times for various transactions. Staff are fast, competent, responsive and do an excellent job of explaining each step in the process. Have used before and will use again! Thanks guys!
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January 2022 by Cody V.
Dan and Michelle were beyond knowledgeable and helpful! Moving through the home buying process can be a bit of a back and forth of document collection and being in the dark. That was NOT the case here! Dan had us informed during every step, made sure we understood what we were signing, and continued to follow up with wellness checks. I had nothing but a great experience and happy to be a new home owner because of it! This all in large part due to Dans knowledge, understanding, and quick action! We closed in less than 20 days during the holiday break! A true miracle! I have nothing but high praise and recommendation for Emerson Financial!
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December 2021 by Q Q.
1st off, thank you yelpers!!!!!!! I know some folks frown on relying on reviews, but reviews have been pretty good for me and these are fantastic and glad I followed them. I have experience with all the BS of buying and selling homes. Not the smart sense of the experience but all the mumbo jumbo stuff lenders try to tell you and all the time wasted going back and forth with paperwork. Michelle is great and hit all the flag words to calm my nerves. She made everything so easy!!!!!! OMG why did we not find you sooner. If you are ready and have all your info in order, call them. If you're not and confused, call them. They can adjust according to you. It was no nonsense and that was a great thing. Michelle was honest and sincere and what sold me. Great people!!!!!!
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December 2021 by P
Dan is great. He is the first home finance person I've found who could not only keep up with me, but was a step ahead. I've unfortunately had the experience of having to flog finance folks to get things done, but with Dan, that was not an issue at all. We joked about both being type A's.Dan helped me with a complex refi- and unit purchase and was able to get the title company in line so that it all worked out.Dan also secured an amazing rate for me. It was .7% better than what I was being offered elsewhere, for exactly the same transaction. Wow.In addition, Dan had a suggestion for how to structure my transaction differently than what I originally had in mind. It ended up being fantastic advice that added a ton of value to my deal.I really couldn't ask for more from a home finance person.My one selfish request, if you are going to work with Dan, is be organized and timely so that you make good use of his time. :)
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October 2021 by Justin K.
Dan Emerson was absolutely amazing to work with. My fiance and I were looking to buy our first home with little understanding of the home buying process. Dan walked us through every single step, answered every question we had immediately (sometimes even late on weekends!), and went the extra mile at every single turn. We ended up finding a home we loved and closed on it faster than originally planned. I would recommend anyone who's looking to buy a home to work with Dan. We definitely will work with him again in the future!
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July 2021 by Madio C.
We had a great experience working with Dan as first time home buyers. He was very professional and attentive to every move on the process. Always found time to spend with us calling him, any time of the day, or returning calls. Lots of good calls about "when" and "how" to do the best moves in this crazy market that is going on. Tip top know-how and expertise. Beyond all the expectations. We thank him so much! Great personality. We do recommend his professional services to anyone, specially if you are a first time home buyer. Aloha Dan!!
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June 2021 by Dan B.
Michelle was superb. Our situation was complicated (startup founder, digital currency, overseas rental income, etc)... Michelle handled it all with faultless precision, clarity and found perhaps the only lender who would work for us! Throughout she would answer the phone outside business hours and even fielded a call at something like 5am for us.... I cannot thank her enough for helping us move into our new home!!
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May 2021 by Mac L.
Dan and his team have been amazing. We were able to close on our house a week earlier than anticipated, and the entire process was smooth and painless. Dan and Michelle went above and beyond what we had expected in a lender. They were not only able to help us close earlier with short notice, but they had even went the extra mile to work with the credit bureaus to improve credit scores, and subsequently helping us lock in the best interest rate possible for us. Dan maintains great communication with us, our agent, and the listing agent, and also even researched the houses that we were making offers on. I always felt that he was available to take my calls to answer any questions or concerns, even outside of business hours. We would 100% recommend Dan and his team for anyone trying to purchase a home in this crazy market, and we're really glad we went with them rather than a large bank.
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May 2021 by Devon S.
Dan was wonderful to work with. He and Michelle went above and beyond to get our loan approved and home purchase closed as quickly as possible. Although I won't miss much about being in escrow, I will miss having regular conversations with Dan! I would recommend Emerson Financial to anyone looking for a home loan in the SF bay area. Dan knows everyone, knows the industry, and knows how to make sure you feel comfortable and are continuously updated on the status of your loan.
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April 2021 by Mark B.
Dan was amazing to work with! Being a first time home buyer I really appreciated how thorough he was. Dan took the time to explain every detail of each step, which made me feel comfortable and confident in moving through the process of applying for a home mortgage. He stayed in tight communication with me, my agent, and the sellers agent-- and we all agreed that he was efficient, timely, and trustworthy to get the job done! I'm so glad my realtor recommended Dan to me, and I would happily extend this recommendation to my friends and family! Thank you again for everything Dan!!
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January 2021 by Doug J.
IWe first met Dan through my broker, from the start he was the most efficient, experienced representative I had ever met from their things went smoothly efficiently and quickly. His resources are vast. He is treated with respect and has been a tremendous resource for other financial institutions and us. I highly recommend Emerson financial above any and all companies. Thank you Doug Jukich and Lisa Hernandez
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January 2021 by Paul K
Dan is great. He is the first home finance person I've found who could not only keep up with me, but was a step ahead. I've unfortunately had the experience of having to flog finance folks to get things done, but with Dan, that was not an issue at all. We joked about both being type A's.Dan helped me with a complex refi- and unit purchase and was able to get the title company in line so that it all worked out.Dan also secured an amazing rate for me. It was .7% better than what I was being offered elsewhere, for exactly the same transaction. Wow.In addition, Dan had a suggestion for how to structure my transaction differently than what I originally had in mind. It ended up being fantastic advice that added a ton of value to my deal.I really couldn't ask for more from a home finance person.My one selfish request, if you are going to work with Dan, is be organized and timely so that you make good use of his time. :)
