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January 2024 by Amanda Turnbull
Carter and his team are amazing!! Their communication and response time is warp speed! Each step of the process was explained and had detailed instructions. Thank you for helping us to make our dream home a reality!
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October 2023 by jeff stone
The team at American Pacific did an outstanding job making our home purchase happen! Carter and Grant were both very diligent, knowledgeable, and expedient in the whole process with our VA loan. Either by phone, text, or email, any question I had for them was answered within minutes, and they would reach out the moment there was an update in the process to make sure I was well informed. From the day we did the pre-approval, to the day our loan funded there was never a doubt there would take care of me. There are other good lenders out there, but these gentlemen were fantastic.
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October 2023 by Kathy Lopez
Carter went above and beyond! His quick response and assistance with the HOA and FHA certification helped my buyers get their offer accepted in a multiple offer situation. He promptly responded to all communication, calls, texts and email. The seller's agents were very pleased with the ease of the loan process. In addition to all of this, during the loan process he managed to get the buyers into a down payment assistance program, they are now able to plan their dream wedding. We are very grateful for all of Carter's hard work and assistance and highly recommend him!
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October 2023 by Cooper Lopez
Could not have asked for a better lender! Carter was responsive and professional. He also took steps to go above and beyond to help us get into our first home by finding us additional programs.
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October 2023 by Mike
I’ve purchased four homes with various lenders during my life, and Carter and his team helped me out on my latest one. It was by far the easiest and most straightforward loan process I’ve had out of all of them. Carter’s entire team completely understood the current housing market and interest rate issues, they walked us through each step and were very honest and direct about what payments would look like. In the end, everything turned out to be a little cheaper than I thought, and I credit that to the honest and forward approach of estimating everything on the higher side as a “just in case”. I highly recommend Carter and his team if you’re in the market to purchase a home and need a lender!
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September 2023 by Israel C. Peña
Absolutely the best in the business! I have been a loan broker and have a lot of experience on the loan side of the business. There is no one I trust more than Carter when referring a list of lenders to friends and family. He knows what he is talking about and absolutely looks out for what is in my client’s best interest. He is an excellent communicator who is always responsive by text, email or phone. This dude will work his butt off morning, noon and night to make sure you are taken care of.
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March 2023 by Christopher Abril
I am very grateful to have been referred to Carter by a friend. He’s helped my family through two home purchases and has been the biggest help!! Carter knows what he’s doing and is extremely knowledgeable. He’s always eager to help and answer any questions. I really value his knowledge and honesty. He gives great advice and is always looking out for your best interest. We are so lucky to have had him help us through the most important and stressful times of our lives. He takes the stress away and his team are so organized and diligent I can’t imagine working with anyone else. Words can’t express how happy we are to have worked with Carter.
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March 2023 by EMILY ESCANUELA
Carter is always a pleasure to work with! He is by far the best loan officer I have ever worked with. Each deal is a breeze. He keeps everyone updated each step of the way and closes as he promised. If you want a top notch lender on your team, Carter is definitely the ONE!
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March 2023 by Christine Hoffman
Carter Short from American Pacific has been my lender for many years. He has provided excellent customer service, and is the most knowledgable Loan Officer. I have personally learned so much from Carter. Carter is a man of the highest integrity! Thank you again Carter for all of your hard work through this process!
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January 2023 by SixStringChris J
My husband and I were so impressed and happy with our experience with Carter, Grant and the whole team at American Pacific Mortgage. Our loan application and entire escrow process was smooth and without any stress. We are happy homeowners thanks to APM.
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December 2022 by Joseph Luke
I was referred to American Pacific Mortgage from a contractor. Carter and his team made this the least stressful, fastest closing I have ever experienced. My last mortgage company took 3 months and I dealt with 3 different people spread all over the country. Carter and Grant requested items and I submitted them. They didn't keep making request for more documents, clarification of documents, additional information. They were genuinely caring, professional and efficient. My loan was funded in 3 weeks and included exactly what I wanted. Highly recommended.
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December 2022 by Shelby Laabs
Carter Short and his team were amazing and extremely knowledgeable and professional. His team was in sync and didn’t skip a beat. They kept us informed every step of the way and answered all my questions and concerns making this process so smooth! I would most highly recommend their services and will reach out for any future financing!
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September 2022 by Spshelle R.
Oh the many things I can say. Carter Short and his team are phenomenal. During this year of 2022... amidst the housing market, inflation, COVID pandemic and all that we've witnessed on the news. I managed to purchase a home... and for the second time. My first time ever purchasing a home, I was single and a mother to a 5 year old in 2017. 3 years before that I met Carter as a newly medically retired Marine Corps Veteran and was eager to buy a home for my son and I. However, I didn't qualify. Carter and his team however did not leave me in the dust and told me EXACTLY what I needed to do to buy my first home, from bettering my credit, saving money and so on. It led to my first home purchase and to him being one of my most knowledgeable guides to everything housing market over the years up until now in which he was always available and always very knowledgeable of various home loans and processes to purchase. This time around, I have an older son, a significant other and we intend to grow our family. We decided to buy again and keep my first home. Carter and his team were so encouraging and PATIENT because during this sellers housing market of 2022, there were definitely some rejections and I almost gave up. I can now say my family and I are so happy we didn't! We found a beautiful home with the rooms and bathrooms and amenities we wanted and better than previous home we sought out for. If you get to the end of reading this, I hope by now you understand why I HIGHLY recommend Carter and his fast and efficient team.
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September 2022 by Amanda Ko
Carter and his team, especially Grant, were a dream to work with. They helped make buying my wife and I’s first home together with the VA home loan so easy. The best thing about Carter and Grant was that communication was spot on and these guys really know their stuff. We loved the combination of kindness and no-nonsense that Carter’s team delivers. Anytime we were confused or had questions, Carter and Grant had the answers and were patient to helping us fully understand. 10/10 would recommend.
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August 2022 by Amanda K.
Carter and his team, especially Grant, were a dream to work with. They helped make buying my wife and I's first home together with the VA home loan so easy. The best thing about Carter and Grant was that communication was spot on and these guys really know their stuff. We loved the combination of kindness and no-nonsense that Carter's team delivers. Anytime we were confused or had questions, Carter and Grant had the answers and were patient to helping us fully understand. 10/10 would recommend.
