Patelco Credit Union is a full-service, not-for-profit financial institution serving Northern California communities, including the Bay Area, Sacramento, and San Jose. It offers the convenient services of large banks but with better rates, fewer fees, and personalized, attentive service. Members describe consistently pleasant, positive, and professional experiences at its branches. Staff are noted for being polite, welcoming, helpful, patient, understanding, and empathetic, often going out of their way to provide efficient assistance with banking needs, credit card questions, and online account issues. Reviews highlight amazing, quick service and a high level of reassurance and confidence in managing finances there. Many customers highly recommend Patelco, calling it a good place for credit and the best, impressed by its friendly and helpful approach. With over 400,000 members, it is among the nation's largest credit unions, federally insured and free to join.