Vic helped us with a jumbo loan for our new home. He and his loan processor were amazing to work with, quick with responses, and very knowledgeable. Their expertise really helped us close on time.
March 2023
We refinanced with Vic, and then came back a couple of years later to refinance again because we liked and trusted him. Professional, efficient, and he really understands the intricacies of financing in University Hills. I highly recommend him!
March 2023
Vic is the the person I have trusted with my mortgages since 2010! He is always available to talk and always has my interests and needs first. I have recommended and would highly suggest any one to seek out his help with anything.
I’m Vic Joshi, independent home loan consultant and advisor based in Oakland, CA. I’ve been helping buyers, homeowners, and investors with mortgage loans for 20+ years. I work as an agent with my company Straight Deal Mortgage. I’m also a licensed real estate agent since 1998. Home of REAL Mortgage Advice®! My mission is to help home buyers, homeowners who are refinancing, and investors qualify for the best deal available for their circumstance. I spend a generous amount of time educating clients about how the mortgage industry works with free Mortgage 101 consultations, along with spreadsheets of data prepared by me to illustrate the longterm impact of their options. Follow my blog for monthly updates on the home mortgage market!