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June 2024 by Hillary Buford
Easy to work with, very professional and always had our best interest. Thank you Rick & Vault Financial.
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June 2024 by Diane Blackwell
I had the pleasure of working alongside Rick Hancock at Vault Financial Services, and I must say it was truly an exceptional experience. Rick's unwavering dedication and hard work were instrumental in ensuring that our mutual client successfully made it to the closing table. His level of service and communication throughout the entire process was truly top-notch. If you are in search of a lender with extensive experience and a commitment to excellence, I can confidently say that Rick is the one you should choose.
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May 2024 by Greg Hawkins
Rick and his team were so easy to work with. They kept the work my wife and I had to do in the loan process to a minimum. Great communication and customer service. The whole process was smooth and easy. I had owned a home before, but did not use a loan officer--very glad I did this time, and that I was fortunate enough to be referred to Rick and his team.
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May 2024 by Bryan Campbell
Wes and his team were an absolute pleasure to work with. Their efficiency and creativity provided us with many options that would fit our situation. They made a traditionally stressful time simple. I look forward to working with them again!
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May 2024 by Desmond Neverson
Very helpful and knowledgeable with the VA home buying process. They were able make my purchase a reality while others weren’t in a short amount of time.
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April 2024 by Maurisha Bertulfo
Wes was attentive to our needs & on top of our refinance every step the way! Marci was also so kind to work with! Highly recommend them for all your home loan needs!
After years of working with Wes, I reached out to find out options for refinancing. Wes provided us all options, even those that did not directly benefit him. We continue to highly recommend Wes! He is always our first call for all things finance and mortgage.
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April 2024 by Beth Marler
The BEST loan experience I’ve ever been through and EXTREMELY quick. Even my realtor said he was shocked at how quickly everything was processed! As a result, we closed on our house only 2.5 weeks into escrow! Smooth process and no surprises! I will only use Wes and his team for my future home loan transactions!
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April 2024 by Yolanda Abreu Garcia
Rick with Vault Financial was very knowledgeable, professional and helped me during my entire home buying experience. Even with the builders loan offer and incentives, Rick was able to lock in a better rate, helped me also buy down a percentage of the rate and my closing was earlier than expected. The entire process was efficiently done. Rick helped me through the entire process, making sure that I understood everything and was available anytime to answer my questions. Whenever I reached out to him, I got an answer sooner than expected. He made me feel as I was the only client he was working with. I highly recommend Rick Hancock and Vault Financial. Thank you Rick!
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March 2024 by Domnick Trani
Wes went above and beyond to help us get a loan for multiple properties. The first property we were told by three different lenders they couldn't do it but Wes came through. Him and his team also have a wealth of knowledge. Would definitely use again
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March 2024 by Noe Sanchez
Rick was awesome. Was there for the whole process. Even whent out on a limb to make sure we would be able to qualify for our first house. Gave us alot of diffrent options and work with us the entire time. Made buying our first home smooth and easy.
Even do we looked at 3 different homes he was there to help with the finance process for all 3 homes with all the different numbers. Was glad we where able to make one work. Would highly recommend rick and voult financial.
Thanks
Juan sanchez
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March 2024 by Monique Lorraine Hernandez
Vault Financial has been one of the thorough teams we have worked with. Attention to detail and communication. Appreciate the team's work.
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February 2024 by Adrian Esteves
I cannot express enough gratitude for the outstanding service provided by Kamalani Agres in helping us secure our dream home. From the moment we initiated the process, Kamalani demonstrated an unparalleled level of dedication, expertise, and passion that truly made our home buying journey a seamless and enjoyable experience.
One of the most remarkable qualities of Kamalani is his unwavering attention to detail. Every question we posed, no matter how intricate, was met with a thorough and comprehensive response. His depth of knowledge not only instilled confidence in us but also enlightened us about various aspects of the home loan process, making us feel empowered and informed every step of the way.
Kamalani exhibits an unmistakable passion for his work, evident in his genuine enthusiasm and commitment to helping clients achieve their homeownership goals. His genuine interest in our needs and desires made us feel valued and prioritized throughout the entire process. Moreover, his ability to communicate complex information in a clear and accessible manner further facilitated our understanding and decision-making.
Beyond his professional expertise, Kamalani possesses an exceptional ability to establish rapport and foster meaningful connections with his clients. His approachable demeanor and genuine empathy created an atmosphere of trust and openness, allowing us to freely express our concerns and preferences without hesitation. This personalized touch not only enhanced our overall experience but also reaffirmed our confidence in his capabilities.
Thanks to Kamalani's unparalleled support and guidance, what could have been a daunting and overwhelming endeavor turned into an incredibly smooth and rewarding journey. His dedication to excellence and commitment to client satisfaction sets a standard of service that is truly unparalleled. We are immensely grateful for his invaluable assistance and wholeheartedly recommend Kamalani Agres to anyone embarking on their homeownership journey. He is not just a home realtor/loan consultant but a true partner in turning dreams into reality.
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February 2024 by John K.
Wes and his team are the best! Will work with them again
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February 2024 by Betsy Burkey
Wes had ALWAYS been a pro and was the best on this deal! I was kept informed 100% of the time with the timeline, any 'issues', and communications. The team (wonderful team) was communicative with my client, explaining the 'why's' of the items needed and resolving things to get the job done- on time and with a happy Buyer!!
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February 2024 by Joshua Hall
First time home buyer. Wes and his team were phenomenal! I’be heard horror stories about purchasing a home and mine could not have gone smoother. Highly recommended them.