Carol Krock worked diligently to help us achieve our home goal. Extremely grateful! Thank you Carol and Team!
June 2024
Heather is a consummate professional, she kept us informed by email, phone and text from the start of the loan application, through escrow and closing. Heather would offer advice through out the process and kept us involved in all decisions. I highly recommend The Hakes Team at Gem Mortgage!
April 2024
Highly recommended. You can trust these folks to give you the confidence needed to close your real estate transactions. Stress free, drama free excellent value.
About The Hakes Team at GEM Mortgage - Your Home Town Lender
The Hakes Team at GEM Mortgage, a division of Golden Empire Mortgage, has been serving the mortgage industry in Southern California since 1987. You may know The Hakes Team by CIB Funding, a division of GEM for years. We're the same team you have loved, and has served the Temecula/Murrieta/Wildomar area and we are still here for all of your lending needs. WE ARE YOUR LOCAL HOME TOWN LENDER! The Hakes Team has led the IE in government lending for the past 10 years. Whether FHA or VA, Active Military or Vets, rest assured, we've got your back! Conventional borrowers, we can streamline your refi or originate your Jumbo purchase quicker, easier, and with the guarantee of professional integrity unmatched by any of our competitors!
