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August 2022 by Angela
Responsive, helpful, and incredibly efficient. My refi in 2020 with Woodbridge has saved me significant cash given their better rates and structure. Would definitely recommend them over banks or anyone else.
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January 2021 by John C.
We started refinancing with our traditional bank assuming that, since they had all personal and business loans and cash accounts, the service would be as excellent as their normal banking. We were wrong. They kept asking for updated documents and delaying the closing. I went to JR Molinaro at Woodbridge and the process was easy, straight forward and timely. JR was always responsive and explained all my questions. He didn't ask for unnecessary documents and the process was effortless. I've refinanced both personal and business loans numerous times and I would say this experience was the best. Stop looking and go directly to Woodbridge for service, fair rates and great financing.
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October 2020 by Angela S.
2020 has been such an unprecedented year - full of uncertainty and disappointment for all of us. When I heard about rates declining I started to inquire with banks, credit unions and small shops like Woodbridge about what I could possibly do to refinance my mortgage. After hearing the fees that would have been stuck to me had I gone with banks and my credit union not really offering up much incentive I did ask around my network to see who could help me take advantage. I believe 4 out of the 8 people I asked recommend JR and his son James at Woodbridge. The remaining 4 suggestions were all random so is decided to give Woodbridge a call. I hadn't heard of them before this since I'm in San Francisco but I was pleasantly surprised! I spoke with James first and not only was he incredibly kind (Admittedly I don't know enough about refinancing to hold a solid conversation) by answering my many, many questions but he also provided me scenarios/options I could go down. No one else provided me that. When I decided to go with this firm I worked with both him and JR. The speed in which they were able to lock down the (shockingly) low rate and then complete the process was truly mind blowing!!!! I'm saving so much extra money a month thanks to them. From the start to close of the process took about 3 weeks tops and they were always available to answer questions from both the market perspective but also d*** ones I had! Truly top notch and painless. I can see why they are held in such high regard by my network and I will also be someone who refers them to my friends and family. If you need an alternative to the institution or group you've used before this could be a great option.
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August 2020 by Mike T.
Horrible Experience. first I was offered a very crappy loan, then was treated poorly. After I finally got the loan I think was good for me, I was given tax advice by JR that was inaccurate after he said he was 100% sure. Obviously he wasn't, because he was wrong. I DO NOT RECOMMENDED these hustlers. Oh, and by the way, 2 of the positive Google reviews are from the owners/employees. Biased? Yes! Unethical? FOR SURE! If you have to write your own positive reviews and get none from REAL customers, you know you SUCK!
