Truly super happy with my experience with Joe Villegas Group with Cross Country Mortgage made my experience of buying my first home super smooth and stress free, if any deadlines or documents were missed his team was on top of it. Through the whole process, I was guided and informed of any changes needed to my loan for... read full comment
August 2024
Joe Villegas and team were awesome throughout the whole process. Great communication. Very knowledgeable. Very helpful from start to finish. Highly recommend!
July 2024
Cross Country is an awesome Mortgage Company that has outstanding customer service and customer support. It was a great experience buying my first home
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Manteca, CA I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life.