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May 2023 by cecilia flores
He made the my loan process go real smooth. He explained in detail every step on the way through my home purchase. Would greatly recommend him to anyone. Very attentive and great service at all times.
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December 2022 by Jennifer Williams
Michael was very patient and helpful throughout both our home buying and selling process. As a one stop shop for both lending and real estate, I highly recommend American Gateway Mortgage for all aspects of a real estate transaction. During a period of rising interest rates and market instability, we were able to get our loan approved and sell our home quickly with terms that allowed us flexibility and time to close on the right next home. They also negotiated seller credits that allowed us in the near term to lower our interest rates.
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August 2022 by Never Dunn Dunnin'
Michael has been a pleasure to do business with.He is both professional and friendly.My loan process with Michael and his company was one of the smoothest I have encountered.He kept me informed and updated as necessary.I highly recommend his services and will definitely recommend him to my family and friends.-Julieta F.
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December 2021 by Dionna Lefkowitz
Michael made the buying a house process so easy. We have used him for a refinance and to purchase a rental and both times the process was quick and easy. He is very organized and knowledgeable. He is always quick to respond to every email, call or text I don’t think I ever had to wait more than an hour for a response (even when he was on vacation). I will most definitely be using Michael Girard for any future loans and would HIGHLY recommend him to anyone looking to purchase if you’re looking for a stress free, time efficient purchase. Everything is done remotely and at the very end when it comes time to sign documents he had a notary just come to our house, doesn’t get any easier than that!
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October 2021 by Joe Reader
Highly recommend Mike!Mike helped make our refinance process so easy and quick. Mike is very knowledgeable, has great communication and easy to work with.I had 3 other local institutes give me quotes and they're paperwork, communication and process took forever and all their rates were higher.If you want a good rate and smooth easy process please consider Mike.
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October 2021 by Joe R.
Highly recommend Mike! Mike helped make our refinance process so easy and quick. Mike is very knowledgeable, has great communication and a pleasure to work with. I had 3 other local institutes give me quotes and they're paperwork, communication and process took forever and all their rates were higher. If you want a good rate and smooth easy process please consider Mike.
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September 2021 by H K
This man is amazing! He is efficient and friendly. Mike is professional and quick to respond. I highly recommend his services especially if you want someone who will move quickly in this market.
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August 2021 by Mary A.
Michael helped me refinance my home. I had some specific goals that Michael understood and made sure my refinance was tailored to meet them. Michael was also very patient in explaining how the mechanics of my refinance would work and responded very quickly to a myriad of questions I posed. Now that I look back, the process was really quick and simple - much more than I ever imagined it would be. I thoroughly trust and highly recommend Michael!
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August 2021 by Sam Tabba
Michael is an outstanding broker. He pays lots of attentions to detail which makes him very efficient and responsive . His knowledge ,and experience puts him on a higher level of professionalism . I highly recommend Michael for any of your real estate deals.
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August 2021 by carol richwine
My husband and I recently refinanced our mortgage and there was an error from a previous loan and he helped walk it thru and get it processed in a timely manner. Very easy to work with and the process couldn't have been easier. Thanks for your help. We highly recommend Michael.
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April 2021 by hajra kathrada
This man is amazing! He is efficient and friendly. Mike is professional and quick to respond. I highly recommend his services especially if you want someone who will move quickly in this market.
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March 2021 by Raman Gill
Mike is The Best. I met 100 hurdles at the last minute. He communicated effectively with the other lender and took care of every small to big need. I was working nights on Clovid floor and he worked with my crazy night time work schedule. He explained everything an sometimes multiple times. He has so much patience, listens, works tiredlessly (even on weekends), amazing work ethics. Did I mention he had greatest communication skills : )
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September 2020 by Pacific Poke
we have worked with Michael for over 15 years now. Michael is very knowledgeable, honest, reliable, and easy to communicate with. He will find you the best deal with your mortgage needs. he helped us sold our house in Lincoln and when we moved to San Diego, we still used his services.
I definitely recommend Michael if you are looking for your mortgage needs.
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September 2020 by duncanthefat 1314
Awesome, Mike makes everything as easy as it can get. Stress free, I always use Mike Girard Jr. for all my mortgage needs. Thanks again for everything!
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August 2020 by Mark Nguyen
Mike was a pleasure to work with. His guidance and knowledge made the process easier for my wife and me as first-time home buyers.He assessed our situation (admittedly, not the most ideal) and came up with a game plan and executed.We also saved over $5,000 in closing cost by using Mike’s services when compared to our original intended loan company.Great experience. Understanding. Knowledgeable. Helpful.
