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April 2022 by Emem Gilbert Mancha
This comfortable and good standard of living I now enjoy with my family, is all thanks to you mrs MORRIS BERTHA, before now I had a low income and did a lot of online trade which no profit, but you change all of that in just one week, you turned my $1,400 to $16,450 with your intelligence as an expert and from that day I had made more profit each week investing more, there is no amount of thanks that will be enough for what you have done for me and my family, but I promise ma'am I will speak of your honesty,handwork and trust to the world, this is dream come true for me for finding a legit account manager like you, I advice the entire public to invest with mrs MORRIS BERTHA cox and be financially sable contact her on the following WhatsApp: +1 (470) 568-4071 Email:
[email protected]
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April 2021 by Michael J
Great rates, bur loan officers tend to not be through in answering questions and prequalifying. Wasted enough of my time to cause an additional ding to my credit when applying elsewhere. This probably won't get posted as they are a member and reviews are filtered
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August 2020 by Ingred S
My husband and I decided to refinance our loan, which was a tragic mess, and we were referred to Freddie C***** of Magnolia Bank. Freddie walked us through our options and got us the very best loan out there at a great low rate. The process was not easy but Freddie made it smooth sailing and worked really hard to get the loan terms correct and there was the utmost transparency of all the documents and nothing hiding in the fine print! We are very satisfied and consider Freddie and Magnolia Bank a partner for life.
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July 2020 by Michael H
I was in the market for a refi and found Magnolia Bank and specifically, Freddie C. at the bank. Freddie took his time and explained all the options with me before I decided to make my decision on a VA IRRRL refi option. Magnolia Bank literally had the lowest rate!!! I didn't have to buy down points and there were no charges or hidden fees. Freddie was never pushy like the other loan officers at the other companies and allowed me the time and patience to review my options. I'm normally a person who takes his time researching all my options with LOTs of questions. Freddie was never too busy to answer all my questions. He was easy to reach either by phone/email and was very prompt in getting back to me if he wasn't immediately available. From start to finish, the entire process took less than a couple of weeks. Once I started my refi process, the loan processor was also amazing too! She took the time to explain the steps during my refi and always kept me informed of my process. As a vet, I highly recommend Magnolia Bank, Freddie, and his team for your refi!
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March 2020 by John Kohlbeck
My experience with Magnolia Bank was nothing short of excellent. They helped me with the purchase of my first home and worked with me when no other lender could be bothered to deal with such a “difficult” loan. My loan agent was polite, knowledgeable, and held my hand through the entire process. Everyone says home purchases are incredibly stressful, but my agent patiently and professionally put up with my constant questions and daily (admittedly unreasonable) demands for updates and made this a stress free process for me. Magnolia Bank kept the promises they made and we closed well within the timeline they provided. I would recommend them to anyone!
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March 2020 by John c.
Magnolia Bank is truly a life saver! Their team was really helpful and each team member sincerely kept our best interests at the forefront of the whole reverse mortgage process. We will definitely be recommending Magnolia Bank to others!
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February 2020 by S B.
Refinanced my house with magnolia bank and the whole process was awesome!!! Freddy did a great job of being available, explaining everything and giving me every option. I'd highly recommend magnolia bank to anyone buying or refinancing a home!!!! Ask for Freddy!!!!
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January 2020 by Sida Z
I have worked with Freddie C***** and his team of mortgage loan experts and I had an amazing experience. Freddie took the time and got a really good picture of my situation and inquired about the pros and cons of my current financial status. Every single time I call Freddy and his team they would always pick up on the second or third rain or they will call me back within the next immediate available time usually within 5 to 10 minutes and was able to answer all my questions during the loan process. The loan process was very smooth and it didn’t take too much effort to gather all the basic documentation to process and fund my loan.
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January 2020 by Sdzhngy Y.
I received a mailer in regards to a possible refinance opportunity and I decided to call in to see what magnolia bank was offering. I was greeted by Freddieand his team and they took the time to analyze and understand my financial situation so they can put me in a much better spot than I was in. I am very happy with the service they provided they have very fast 10 times and my loan for refinancing was closed in about a month. I would highly recommend Freddy and his team because they truly care about each and everyone of their clients and I am very happy that I decided to pick up the phone and called them because they are definitely worth talking to and in my case save me a lot of money per month.
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January 2020 by Pippin A
I highly recommend Magnolia Bank for your next refinance!!! They have been in business for 100 years and it shows. Freddie never over-promised and kept me informed throughout the entire process. They are great at explaining all options. I have done 2 transactions with them and have referred my family and friends to them as well!!!
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January 2020 by Mr.
I came to this bank to get some information on Home loan’s. They didn’t only answer my questions but also showed me many different options that could be available to me. Fred Cepeda was the Gentleman that helped me. I recommend him for anybody that has any questions about loans. I will be using this bank in the future. The customer service is spectacular. I recommend them for anybody that has any questions about loans. I will be using this bank in the future. The customer service is spectacular. Customer service is hard to find in this bank definitely takes care of their customers.
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January 2020 by CM
Absolutely the nicest, most attentive loan reps I’ve ever had the pleasure to work with Always available any time of the day to respond to my millions of questions. Highly recommend
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January 2020 by Jacob B
As a realtor in Orange County, I’m always trying to find the best lenders to recommend to my clients. Magnolia Bank in Irvine is one lender I gladly recommend often. I have worked with Fred and his team on multiple transactions. Their communications with both myself and my buyers are open, direct and thorough. When they say they can get the loan done they can.
