May 2022 by Tim P.
We thought it would be good to go with these guys. Advertised on CHRISTIAN radio. We prefer to do business with Christian organizations. Apparently this was not a good a idea. They claim they handle their own funding. No so. I started with them for just a simple refinance, no cash out, just wanted to shorten the term and get a better rate. With a credit score of 807, A paper credit, I thought we were golden. Communication was choppy at best, kept changing who to talk to, etc. Guess what they added nearly 12K in fees, and the rate is more than some of my friends are paying on 30 year notes, and after the first payment the loan was sold, and then sold again, and again each time the loan is sold it counts as a new credit inquiry, no one asks and no one communicates a thing. I have no idea where to send my next payment. It has only been 4 months. My credit rating is tanking because of all this activity on the loan. 4 months ago it was 807, today LifeLock is reporting 801 from Experian. CAUTION, do not walk Run AWAY FAST.
