Ray was amazing. Super knowledgeable and friendly. He answered all of our questions thoughtfully and thoroughly. I highly recommend anyone and everyone to talk to him before making a move in the home buyers market
September 2023
Ray carried himself in a very professional matter. I like the fact that he’s able to pull up numbers live in front of you to give you an idea of what your mortgage loan would look like. Very friendly guy easy-going great gentleman to work with.
March 2021
Ray was awesome to work with. Everything went so smoothly I never felt stressed about my part. I would highly recommend him.
I have been serving Fresno and Central California’s mortgage needs since 1994. You receive the advantage of my knowledge and experience to smooth out the hassles, avoid speed bumps and insure that you get our best rates and programs that are currently available as well as the RIGHT program for your needs and desires. FREE Consultation & PreApproval. Seriously! I love talking about mortgages and real estate. Specialties: Home mortgage lending for purchase and refinance of residential properties. I don’t sell Real Estate, Insurance or Am-way and I don’t know anything about replacing the alternator in your Bugatti. What I do exceptionally well, however, is mortgage loans. I specialize in helping people achieve their goals and dreams.
