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September 2023 by Mohit Arora
i really want to give a negative score to this bank. Jose wasted my 1 month and I lost my deal for trucks. first Jose said you are approved 3 trucks then he said oh no only 2 then he changed the interest rate. I was still like ok whatever just get it done and let’s move on. then he comes back and says murphy said they can’t do 10% down. it has to be 15% down. I was like what are you doing keep changing your words. he said if you want it then tell me otherwise bye. i was like ok man i will pay 15% just get me the trucks. Then i went to the bank to sign the docs. he wasn’t there and his assistant had the docs ready and when we opened it he said that $5k extra loan amount is for gap insurnace and i was like that’s illegal on commercial loans. you can’t increase the loan amount. Then i said let me talk to Jose and he didn’t answer then i told the assistant to call and Jose answer and said if they don’t want to pay $5k then tell them to leave. This was so disrespectful and then we had to leave. WORST BANK EVER
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August 2023 by Mary Lou S.
Little bank at the north end of Fig Garden Village. Reminiscent of the old Guarantee Savings I worked at 100 years ago. Lol. I was looking for a bank that would make it easy to SAVE. I'm in the market for a C6 Corvette and Murphy Bank looks like the perfect place to save up my dollars. No ATM. No Saturday hours. Perfect for me! Kimmie, who opened my account is a sweetheart. I even got a little passbook where I can see how my balance is growing! Lisa takes care of my deposits when I stop in and is super nice. They are in the middle of a remodel right now, I can't wait to see their main building when it's all finished. Oh, I forgot to mention, they pay higher interest than the other banks in town, awesome sauce! They do loans, too, with one of their specialties being mobile homes. Hmmm, a place at the coast, maybe?!
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October 2021 by Laura Teachout
My husband and I just closed escrow on a new home, we had the pleasure of working with Kim Navarro as our loan officer. She made the whole process easy and stress free! Can't say enough, Thank you Kim! Mike and Laura B.
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June 2021 by Harpal Singh
Wanted to say a huge thanks to Murphy Bank for approving my loan. Tucker and Jordin were a great help, very nice people, professional and took care of everything very quick. Thank you everyone.
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April 2021 by Stormy M
First, I'll say that the woman who handles my account is a lovely person. She should really find another employer. 6.6% 20 year fixed mortgage on my manufactured home. Ridiculous.. But few options for loans on manufactured homes. No online banking. I have to call if there's a problem. And there have been multiple problems over the 3 years that I've been with them. I keep a very close eye on the extra payments that I make towards the principle. And it's a good thing, because they tend to become "misplaced." I've never had anything like that happen with any other bank I've had a relationship with. I plan on paying down this mortgage within the next 4+ years. And I will be celebrating the termination of my relationship with Murphy Bank as much as I'll be celebrating the pay-off of my mortgage.
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April 2021 by Amy Harte
Love this Bank, sooo helpful when l bought my house. Fast, friendly, courteous!
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July 2020 by Pacific Pride
Great bank for loans mr Jose does the job right 5 star for him
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January 2020 by Mitzi P.
I am so happy that i went with Murphy Bank to refinance my home to a lower interest rate. Kim is the loan officer that made the process so easy from the beginning to finish. She was always available to answer all my questions on paper work that I did not understand, she was so patient. I felt so lucky that I was able to work with her, she was so sweet and knew her stuff. I never got the run around at all. Always following up with me to let me know what the next step would be. When talking to Kim i felt like i had a new friend that cared. This company is awesome. I feel really lucky i made the call to this company. Thank you Kim.
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December 2019 by Alan S
I was turned down for a loan by Richard who stated he was the Vice President of the Board of Directors. When I wanted further clarification on why, he proceeded to talk to me in a baby voice saying, "Maybe you need to get your big boy numbers together" and talked then continued to talk in a demeaning, belittling and callous way. Richard instead of just saying sorry and hanging up decided to voice his opinion on my personal finances. If I had better numbers I would not have to go to Murphy Bank. I have a fixed income and can't really change my income so at 51 years old how do I do "Big Boy numbers". It must be something wealthy people understand. Murphy Bank is a bank that calls itself a niche bank that helps fill a place in the farming community. In fact, it charges higher interest rates from people that can't find other banks to carry their older mobile homes or permit issue home. If they were truly trying to help the people out they would not charge over 2% higher interest rates. The CD that they offer that carry higher interest and their 250,000,000 in assists is built on poor peoples backs.
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December 2019 by Alan S.
I was turned down for a loan by Richard who stated he was the Vice President of the Board of Directors. When I wanted further clarification on why, he proceeded to talk to me in a baby voice saying, "Maybe you need to get your big boy numbers together" and talked then continued to talk in a demeaning, belittling and callous way. Richard instead of just saying sorry and hanging up decided to voice his opinion on my personal finances. If I had better numbers I would not have to go to Murphy Bank. I have a fixed income and can't really change my income so at 51 years old how do I do "Big Boy numbers"? It must be something wealthy people understand. Murphy Bank is a bank that calls itself a niche bank that helps fill a place in the farming community. In fact, it charges higher interest rates from people that can't find other banks to carry their older mobile homes or have permit issue homes. If they were truly trying to help the people out they would not charge over 2% higher interest rates. The CDs that they offer that carry higher interest and their $250,000,000 in assists is built on poor peoples backs.
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November 2019 by jagpal Singh
Nice experience with this bank, great work with Hosy ?
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July 2019 by Pat M.
Very Professional and polite as a new customer. Their front counter people were quick to wait on me and help me through my problems.
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June 2019 by jagpal johal
Nice experience with this bank, great work with Hosy ðŸ‘
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December 2017 by David May
Small local bank with great customer care. They seem to know you before you even give them your account number. They financed my new mfg home and were very professional but friendly.
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August 2017 by Loren Perez
time traveller messed up my credit