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March 2023 by Stella J.
Not sure if anyone's still stumbling over this business. Do yourself a favor and keep moving. All the best. You'll get nothing from here.
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January 2023 by Iara G.
One of the employees called Elias Bennett called me today and was very rude and unprofessional. He wouldn't answer my questions about what exactly is the call about and only asked if I was interested. How am I interested if i don't know anything about the company? Is this how the company is running business? Just lost a potential customers to be honest!
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July 2022 by Ricardo A.
This review will primarily focus on the "broker" I've been communicating with. I'll refer to this broker as "BA". Like most MLMs (Multilevel marketing), it started with a random add on Facebook from BA. I already knew BA was going to pitch me some life insurance. I made it obvious that I wasn't interested. Yet he pursued. Eventually BA stopped but, let me tell you about this person's Facebook. BA would post nonsense motivational quotes, and give financial advice. BA would lure people who have no financial knowledge, and pitch them life insurance. So I began asking questions. He wasn't used to someone questioning his business model, so he called me a troll and terrorist. A simple question of who does BA work for kept being ignored. Eventually he messages me directly again, and asks what exactly am I implying or trying to ask. I basically inform him that I'm aware that PHP is an MLM and that BA adds random people (primarily minorities) and scams them. I attached a small snippet of what his response was. BA claims this organization has partnered with billion dollar companies, but I have failed to see any proof of this. And no, what they have on their own website does not count. I also want to note that BA stated that math taught in classes, is useless. Using the formula y=Mx+b as an example. Now, I don't want to get all technical here, but THAT formula and a lot of math taught to us, is the basic foundation to financing. How can you trust a person with finances and doesn't know or use this formula? I get that a lot of us won't use this math in the real world. However, if you're working in finances, I would expect some level of math skills. You also know it's an MLM if they have to "text" or "DM" you information. Wouldn't it just be easier to provide information publicly? It's because what these "brokers" do is provide misleading information, and trick you to spending money. BA claimed to helped clients maintain great finances. But I see no testimonials or reviews of this. I highly advice everyone to avoids these folks.
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November 2021 by Alisha W.
Another MLM pyramid scheme. I am also very aware that this isn't an illegal pyramid scheme since they're selling products but I will still call it what it is because the product is only a cover. The real money is in recruiting people which is what makes it a scam. Steer Clear from this and others that are prowling during the pandemic. I had someone on bumble biz contact me about this and at first I was interested when we talked on the phone when I thought it was just selling life insurance. I just left my job and currently doing gigs as I work on my business and thought this would be good for me for more income. The guy wanted to get me on Zoom with his wife, I won't say any names. I guess he thought that his wife would get me hooked in since she's another woman but she was the one who gave me redflags the most. I started asking questions and she couldn't tell me what the typical day would be like, she kept saying we have to get you licensed. I was asking a simple question, I ask this with every interview because I want to get a visual of what my day would look like. I also want something flexible considering I am working on my own business and that is my #1 priority. It's like she kept being vague about a simple question. Then I asked about the marketing and getting clients, they were very vague saying we will teach you all of that but would not go into details. The guy showed me how much money they made in a month which was like $30k a month and promised that I will be making 6 figures in 4 months and that just did not seem realistic to me. Then his wife told me I would have to pay $199 that night to get started AND eventually pay the money to get licensed which is what you have to get to start making money. I told them I will research first but when I got off the call with them it just did not feel right. I went to BBB read the reviews and it confirmed what I already knew once I got off the phone. It is a pyramid scheme. The only reason why it is legal is that they have a product to sell but the product is not the main priority, it's only a cover so they don't get shut down. The main priority is recruiting. Anytime the product or service of a company is not a priority it is a red flag. They only make money recruiting which is only the people on top. Beware! There is no such thing as get rich quick unless it is illegal or unethical REMEMBER THAT.
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August 2021 by Jose Perez
Scam alert! Do not buy into their bs. All reviews are from brainwashed people that fall for their pyramid scheme.
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August 2021 by Alejandro Oceguera
Just don't. Save yourself...Run there are better options out there...
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August 2019 by leti2m2g
Rita Rodriguez the nicest MD in PHP you will ever meet . The most real person I have met. The Downey office visit was a huge success impressed and in love more with PHP than before.
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August 2018 by Kevin Santos
Another crappy pyramid company like Primerica. Don't buy into their services and don't try to get employed there. All positive reviews are from current or prospective employees being told to do it by management.
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August 2018 by CFR SOLIS
Hard work pays off!!!
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August 2017 by Benjamin Clemente
You got to put the hard work, this really isnt for everyone. Those who are talking smack is because your use to the corporate world and want results right away. We work with the best people and make everyone welcomed and part of the php familly.
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August 2017 by Marlon Phillips
Just got started looks like need some hard work and dedication to help people and make money
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August 2016 by Scott Bowser
These people were in Pasadena before and are the absolute worst. After they try and brainwash you into their little JC Penny suit wearing cult they will attempt to bilk you for fees. I sat through the meeting and never gave them a dime. It's sad I can only gone them one star they deserve less. The really creepy part is the months of follow up phone calls seeing how you are. I'm fine. Because I never got swindled by you scumbags.
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August 2016 by Edwin Guerra
Hard working and Honest people, the insurance industry may not be for everyone, but this Agency has very good principles, and the mission is to educate, and help lots of people financially speaking.
