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January 2024 by Jennifer Hrynkiw
If you're looking for a mortgage broker who will go above and beyond, make the process easy, and find you the best mortgage option, I highly recommend Patrick O'Connell. I had challenges securing a loan, and Patrick made it happen! He has exceptional knowledge and is able to navigate the process very effectively. Thank you Patrick for turning a challenge into an exceptionally smooth process!
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April 2023 by Brian Miller
My experience with this lender was a nightmare. I couldn't be more dissatisfied with this lender. The lender claims to have made a mistake on the rate lock term that resulted in our paying points to get the promised rate. Lender also reneged on promised credits. In addition, this lender was prompt to response all the way up until it was too late for us to change lenders (with less than two weeks left to close). My experience with this lender is that he was acting in a manner that was hostile at moments, dishonest, and unethical. We closed late and it cost us more than negotiated.
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February 2023 by Carol FINIZZA
From the moment I spoke to Patrick, I felt confident that I had chosen the right person. I have been through the refinance process a couple of times before with other brokers and the process was mind-numbing. Patrick is efficient, professional and extremely knowledgeable. I highly recommend him!
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February 2023 by Lori
I can't thank Pat enough for all of his help in securing a loan for the purchase of my first home. He was always available when needed and worked tirelessly to make sure that everything worked out. Sincerest thanks!!!
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February 2022 by Tim Sleeper
Best rates straight forward no BS always available if you have questions.
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February 2022 by Noble Weeks
This is the second time in 15 years that I have had the pleasure of working with Pat O'Connell and he'll be the first guy I call next time! Every home loan has it's struggles and my experiences bore that truth out. Pat and Billy O'Connell helped us navigate the process and kept us in the loop through all stages. The interest rate they got us was the best I could find. Even the notary who helped us sign the closing documents commented on ours being the lowest rate she saw this year and to date she has facilitated over 300 loan closings! The O'Connell's will be the first ones I recommend for sure.
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February 2022 by Thomas Barrett
It's always a pleasure working with such a quick and on point firm such as the O'Connell Group when it pertains to your real estate financing needs! Pat and the OConnel Group definitely gets two thumbs up !!
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February 2022 by Hitesh
07/19/2021: It been while since my first review for Pat. Since then I have done couple of refinance, and every time, Pat has given best rate with beyond best service. I have recommend him to many of my friends and coworkers and they all are pleased with his service.Pat was very professional; His responses and follow-ups were beyond par; Answered all questions that could be understand easily; and gave the best possible rate I could found in the market; Very honest and upfront on what he can do and can’t; delivered what he promised.The entire team at V.I.P Independent Mortgage was very proactive; updated me throughout the loan processes; made it very convenient for me to provide all documents as well as other informations.
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February 2022 by Rishi Patel
Patrick and his team were prompt and professional. Would definitely recommend.
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February 2022 by Milton B Guerrero
knowledgable team. Offered me good numbers and were responsive to all my concerns.
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July 2019 by Jon Michael
Pat was extremely helpful at explaining every step of the process, and was very easy to get a hold of. If he was unable to answer my phone calls or emails, I would promptly receive replies, even after-hours and on weekends when I had zero expectation of a callback. I got a great interest rate, reasonable fees, and the professionalism of Pat and his team was highly appreciated. I will be sure to recommend his services to all.
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July 2019 by Corey Johnson
As a business owner with multiple entities complicating my financials, and being 1500 miles apart in another state, Pat and his team worked hard to get my conventional jumbo loan closed. The fees were far less than a lot of other lenders I looked at. Most of the paperwork was submitted via email and follow up phone calls in the evening or weekends when I was available to talk. I would recommend him and his team to anyone without hesitation.
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July 2019 by Chad Beck
Pat, Thank you so much for your work on our loan. You delivered amazing service above and beyond our expectations! Please let me know where I can write up further reviews for you and VIP. You guys have amazing customer service and delivered on every commitment you made. We closed on time with a great interest rate and negligible fees. I would recommend you to all my friends and family.
We love our home. Thank you again!
Chad
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July 2018 by Jay Lin
Pat was attentive to his client and welling to explain anything in detail. He's a professional at what he does and was very savvy with VA loans. I was able to close within 14 days with military PCS. Thanks Pat!
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July 2018 by Paul Fejtek
I have worked with many lenders and mortgage brokers over the years and can attest to Mike Hardy as one of the best, most responsive and offering extremely transparent and competitive rates and fees.
