Mortgage Lenders in Aptos, CA

“We talked to several lenders when starting the process to buy our first home. After just a few minutes of talking to Mark, I knew we would go with him and the cross-country team. Looking back I am SO glad we did. Again and again Mark proved to us he was looking out for our long-term financial well-being. As first-time homebuyers, Cross Country patiently walked us through the whole process.

Mark KNOWS the mortgage business. You cant beat decades of experience in Santa Cruz County. The whole Cross-Country Mortgage team was phenomenal. They were professional, available to answer any questions, and most importantly highly experienced. They made a complicated escrow feel easy. 10/10 I would work with Mark and Lucas again.”

“Understand there have been reductions in terms of staffing at the banks as they have transitioned to online support. The staff who continue to work in person at the banks are probably stretched thin. I rarely go in but went today to make a wire payment. Pleasantly surprised by staff worker Ernesto Rodrigo Lopez, who was kind and attentive, and took care of my needs.”

“Dimitri is a talented and creative loan officer. He helped me to buy my first home and I give him my highest recommendation.When we started the loan process, Dimitri called me and went through all the details and answered all the many questions I had.The home purchased turned out to be a highly technical transaction and Dimitri handled it with efficiency and grace. Part way through the closing process the purchase contract was re-negotiated and Dimitri then identified an opportunity to produce a different type of loan with a better rate, resulting in a significantly lower mortgage payment.Timing is a key aspect of home purchasing and Dimitri is someone that will never leave you waiting. His consistent rapid turnaround on loan actions helped my purchase process significantly.”

“David is an amazing local Santa Cruz lender who has a wealth of experience and expertise that is priceless in this crazy Santa Cruz real estate market.Honest post, some escrows are smooth, some escrows have little bumps in the road, and others can be a roller coaster of events and emotions…. This escrow was a bumping roller coaster- it was intense.Thankfully David and I kept things professional, cool, calm, and collected and we helped our client understand their options and through collaboration we closed escrow and found a way to make both the buyers and sellers happy and make their dream a reality.I want to highlight how important it is to not only work with a great realtor, but a great lender. Lenders and I work side by side and having a great team of people by your side can make ALL the difference.Many agents/lenders can get into escrow, but it takes work to make sure a deal can close.”