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January 2024 by Zach Anderson
Tim was very responsive and extremely helpful came in and saved our deal at the 7th bell!
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January 2024 by Sam Falk
Tim and Sue were great throughout the entire home buying process! My closing was done throughout the busy holiday season and both Tim and Sue maintained communication and kept me up to speed. I really appreciated the reminders from them and their flexibility through the whole thing. I would definitely recommend Luminate to anyone going through the homebuying process.
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October 2023 by Gina Dumas
Working with Tim and his team is always great. They keep you up to date during the transaction and are very thorough from the beginning so there are no last minute surprises. You can't go wrong working with Tim!
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July 2023 by Sam Rosenbaum
Tim, Sue, & team were always available for whatever questions we had throughout the home buying process. I was never more than one email or phone call away from understanding the process despite it being first time home buying experience for me and my wife. Thanks team!
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February 2023 by Ann Anderson
I have worked with Tim for several years and continue to send clients his way. He's been a great fit for my business. His communication and client experience are spot on!
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February 2022 by Carol Gogerty
Tim worked with me on the initial purchase of my home. About a year ago I worked with him again to try to refinance to a lower rate and unfortunately it did not work at that time. Tim kept in touch and this time around it worked! Tim is an excellent communicator as is his team. Any questions I had were promptly answered and I understood the entire process. I cannot recommend Tim and his team highly enough!
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February 2022 by Nick Shelago-Hegna
Tim and his assistant Sue were top notch. They communicated with me just the right amount, and were very responsive to any questions or concerns that I had. The process with them was about as smooth as it could possibly go
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February 2022 by Diane Ardrey
Every time I had a question, Tim was always there to answer it. When I freaked out, he calmed me down. They always kept me updated on what was going on. I could not ask for a better team to be with and on my side. Was much less stressful than I thought it would be.
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July 2021 by Barb J
Working with LeaderOne Financial was a joy. Throughout the years, we've refinanced our homes many times, but this was the first time I would be alone in this process. I was apprehensive. Thankfully, LeaderOne staff was aware of my 'situation' and truly helped me step by step. I emailed LeaderOne with my questions and each time I got an answer within an hour--and always with very clear explanations . I never felt overwhelmed. LeaderOne even arranged for a rep. to come to my home to complete the closing. I would highly recommend LeaderOne Financial!
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July 2020 by Ben Nicholas
If you want the best mortgage leader that looks out for your best long term interests you need to go with Tim! He takes the time to understand your needs and is always available to answer any questions that you have! I went through my first home purchase and also refinance with Tim! I highly recommend him and will definitely be going back to him for all my future purchases!
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July 2020 by Kaili Huber
Tim and staff(s) at LeaderOne was great to work with and of course my awesome realtor Sarah Marrinan @callsarahfirst recommended Tim.
A smooth transaction without any hiccups is to follow Tim’s guidance from start to finish.
Due to covid Tim was able to pivot this transaction within 30 day closing for us without any delays.
I high recommend Tim and LeaderOne staff(s) to complete your next home financing.
Thanks Tim!
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July 2020 by Tristan Cole
Tim and Sue are always an absolute pleasure to work with!! They make the process as easy as can be and are down to earth, empathetic and entirely lovely overall. It’s like working with a trusted friend or family member!
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July 2020 by Mark and Wendy Vanderwerf
Everything was SO smooth, from the application through closing! Everything was done electronically prior to closing, and the closer came all the way to our house, followed all social distancing guidelines, even brought us pens in a sterile package to sign with! This was the second time we used Leader One and their service is top notch! Great communication and service! Highly recommend them to anyone looking to refinance!
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July 2020 by graham norberg
Tim was very knowledgeable and professional regarding my home loan approval. As a first time buyer he was able to explain any aspect I had questions about in terms that I could understand. Additionally, he maintained constant communication about what steps I had to complete and when.
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July 2020 by John Nanos
Our mortgage was a little different than most, we were putting a down payment to automatically get a reverse mortgage, complicated and way above our heads. Tim helped us with everything, explained everything, and walked us through everything.
I question everything, I question until I finally get it and Tim was there with me, answering every question no matter how many times I asked the same one LOL thank you