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March 2023 by Heidi Harrison
Stay far far away from this man. He was seller’s agent for a house I purchased in the mountains. As a result of his non-communication and misrepresentations, unbeknownst to me, my propane was cut off to the house right before I moved in. No heat (and it gets into the 20s here at night), hot water or cooking ability for 4 days until I paid the propane company $1400 to get things turned back on. Lucky I had access to that amount of cash. Very nasty surprise. I could go on but I won’t because I am sure you have the picture. Be very wary.
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October 2022 by Kim Truong
I would highly recommend Spencer and Alexa! They helped us to secure a loan and made the entire process effortless. They kept us in the loop throughout the entire process, and never hesitated to answer our questions. They were extremely pleasant to work. We highly recommend them!
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May 2022 by A K
Rick kept saying my husband wasn't qualified for homes and needed to show more income, year after year, I later find out that we did qualify for a bank loan and DID indeed qualify for the home I wanted. We were very unhappy finding that out because my husband waited years to show better income per Ricks request which was completely uneeded. He brushed us off when I did not agree to have him as my loan officer and real estate agent. Thank Rick, now houses are completely unaffordable.
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May 2022 by Steve Kellerman
I have known Rick for the better part of 15 years. He is an absolute professional, honest to a fault, and incredibly knowledgeable. His client focused approach has helped hundreds of families, over the years, to buy, sell and/or finance the home of their dreams. You would do well to align yourself with Rick as I have!
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May 2022 by Jeffery Johnson
Rick did an absolutely outstanding job on my original purchase and finance in 2017. Then he reached out to me December of 2021 to refinance at the absolutely lowest rate in existence and helped get rid of the PMI insurance. RICK!!!!!! Your a rockstar, our family thanks you.
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May 2022 by Andrew Davis
I have done multiple transactions with Spencer over the years, he always has a way to get the deal done. I appreciate his knowledge and expertise.
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December 2020 by Kelsey T.
Marc Palos is an absolutely amazing realtor. He is very motivated in helping you find a home! Even during COVID, whenever we wanted to see a home he was on it and got us in quickly. If you'd like to find the home of your dreams in a very hot market, he is your guy! Aside from being a great real estate agent, he is very connected with referrals for finances, remodeling, you name it. You will feel like you gain a family member working with Marc. We can't thank you enough!! He answered every possible question I could come up with in a very timely manner, and usually quicker than I could respond! He is very good at what he does. Thank you!!!!
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January 2016 by Matt Miles
When looking for a mortgage company - we thought simplicity and helpfulness first. First Cal has every type of loan and product available to get your purchase or refinance done, FAST!